A year's worth of benefits
Every month, we’re sharing tips about getting the most out of your workers’ comp policy with SAIF. From lowering costs to improving safety, we want you to get the most value for your premium.
This year, we’re sharing monthly tips about getting the most out of your workers’ comp policy with SAIF. From lowering costs to improving safety, we want you to get the most value for your premium.
SAIF is Oregon's not-for-profit workers' compensation insurance company. Since 1914, we've been taking care of injured workers, helping people get back to work, and keeping rates low by focusing on workplace safety. Together with our partners, we strive to make Oregon the safest and healthiest place to work.
JANUARY & FEBRUARY | Class codes
Your premium is based on several factors, including which class codes you report. Submitting your acute payroll report is key to ensuring you are paying the correct amount for your workers' comp coverage.
To get the most accurate class codes, contact your insurance agent or SAIF directly at 888.598.5880 or saifinfo@saif.com. We can provide expert help to ensure you’re using the correct class codes and guidance on how to properly track payroll in the correct classes when multiple codes may apply.
MARCH | Premium audits made simple
Premium audits are a valuable process required by statute that ensures businesses are paying accurate premiums based on their actual operations. Some key benefits include avoiding overpayment, preventing unexpected costs later, and building strong risk management strategies.
We understand that the audit process may feel confusing. If you have any questions or concerns, feel free to contact Brittnie Holland or Eric Williams.
APRIL | Employer-at-Injury Program
The Employer-at-Injury Program (EAIP) encourages the early return to work of injured workers by reducing employers’ initial return to work costs and claim costs. At SAIF, our dedicated team of EAIP specialists is ready to assist employers in developing transitional work plans and request reimbursement for the associated costs. Learn more about this program on saif.com or on the Workers’ Compensation Division website.
Did you know that SAIF has its own in-house legal division that provides a wide range of services designed to protect its policyholders? Our legal team can provide expert legal support during litigation and support beyond the courtroom with legal advice, training, and research. Whether you’re seeking to understand the legal landscape or are in need of expert legal support, their expertise is just one of the many benefits of being a SAIF policyholder.
JUNE | First Fill pharmacy program
Have you heard about SAIF’s pharmacy services? This voluntary program helps injured workers obtain prescriptions related to their work injury. In 2024 alone, more than 27,000 prescriptions were filled through this valuable benefit.
Last year, SAIF’s pharmacy program saved policyholders $3.5 million, or 59% of prescription expenses in claims.
Want to learn more? Visit our Pharmacy Services page.