Employers' liability insurance
Employers' liability insurance—with limits of $500,000 per accident and occupational disease—is part of the standard workers' comp insurance policy. An aggregate limit of $500,000 applies to all occupational disease damages.
This coverage is designed to protect you from lawsuits brought by workers for damages resulting from work-related injuries where the 'Exclusive Remedy' provisions of the standard policy may not apply. This coverage is subject to the conditions and exclusions set forth in the policy.
Increasing your limit
Higher limits may be available for an additional charge. Contact your agent or SAIF for information about these charges and how to increase your limits of liability.