Filing a workers' comp insurance claim

If an employee suffers an injury on the job, filing a claim quickly is the most important step you can take for your employee and your business.

In case of a workplace fatality or major trauma, follow these important emergency procedures.

Get help filing an 801 form and find more advice on reporting a workplace injury.

The claim process

If an injury occurs at your workplace, the first thing to know is that both you and the injured employee should fill out the claim form, also known in Oregon as the "801."

You can submit an 801 online through Business Online, or download it and email, fax, or mail it (English, or Spanish). To order multiple copies of the 801 form, complete our online order form. The second thing you should know is that a SAIF claims adjuster or your agent can help guide you through the claims process.

For accepted work-related injuries, workers' compensation insurance pays for medical treatment related to the accepted condition and lost wages beyond the first three days (if authorized by the attending physician or authorized nurse practitioner). Workers don't pay premiums, co-payments or deductibles. Injured workers also may be entitled to payments for permanent disability, travel expenses to seek treatment for the accepted condition, reinstatement to their former job or, if necessary, vocational assistance.

At SAIF, communication begins the moment claims are received. Our expert claims adjusters will manage accepted claims and help workers obtain benefits, keep them informed about their claim, and help get them back to work as soon as possible. If a claim is denied, the adjuster will provide the worker with an explanation.

Supporting your injured worker

We've been managing workers' compensation claims for more than 100 years, and we know that people who are hurt depend on us to help them get better and get back to work. Working side by side with the injured employee, the employer, and the attending physician, we help the worker get back on the job as soon as possible.

We can help you support your injured worker in a number of ways, from explaining injured worker benefits, to assisting with forms, to selecting programs which help get him or her back to work.

Preventing fraud

We all have a stake in keeping an eye out for workers' compensation fraud. Preventing fraud helps us all keep rates low, and that's good for employers, workers, and all Oregonians. Learn more about preventing fraud.