- Payments and payroll reporting
- Filing and managing a claim
- Preventing fraud
- Getting back to work
- Learn about coverage
- Workers' compensation overview
- Sample workers’ compensation policy
- Premium and rate overview
- Keeping rates low
- Small business
- Other states coverage
- Coverage details
Workers’ compensation insurance for small business
Our SAIF service center is designed to meet the needs of small business and helps make us the leading workers' comp insurance provider in Oregon.
Just getting started? The State of Oregon's Small Business Advocate helps businesses and nonprofit organizations navigate state and local government and refers them to other supportive resources.
SAIF understands you have more important things to think about than insurance. To grow and succeed in an increasingly competitive marketplace, small business owners need reliable business partners, like SAIF's service center.
There are lots of ways to get your SAIF policy:
- Get a quote and buy on saif.com. Need help? Chat with an agent online.
- Call our service center at 888.598.5880.
- Contact one of our insurance agency partners.
Expert support for your small business
Our knowledgeable and licensed insurance representatives provide Oregon's small businesses with affordable workers' compensation insurance, as well as prompt and exceptional local service. They can answer any question you have about your policy, coverage, or billing.
We do our best to make workers' compensation insurance easy and affordable. Our local service is just a phone call or email away.
The SAIF advantage
With friendly, local service and in-depth knowledge of Oregon's workers' comp system, SAIF protects more than 53,000 employers and their employees across the state every day. We can help your business save money, prevent injuries, and create a safer, healthier place to work.
Here's what you get with your SAIF policy:
As a not-for-profit, SAIF is proud to offer some of the most competitive rates in the state. Our commitment to low rates is part of our mission "to serve Oregon's workers and employers by making workers' compensation coverage widely available and affordable, and by providing extraordinary service."
Fast claims service
We know that prompt service leads to better outcomes for you and your employees. That's why we make claim decisions more than 20 days sooner than our competitors, get 86% of workers back to work within 60 days, and send more than 93% of wage replacement checks to workers within 14 days.
Local service and specialization
At SAIF, we're the specialists—solely focused on workers' comp and serving the unique needs of Oregon. With six regional offices across the state, our friendly, personalized service is always just around the corner, whether you need help finding the right coverage or processing a claim.
High customer satisfaction and retention
SAIF policyholders are highly satisfied with our service. 93% say they are satisfied or extremely satisfied with our service.
Over 100 years in business
SAIF has provided exceptional workers' comp coverage in Oregon since 1914, continually evolving and innovating to better serve the needs of local businesses with better rates, new safety offerings, and always stellar service.
Free safety trainings and resources
SAIF policyholders gain access to our complimentary safety workshops and other resources, designed to help you create safer workplaces, reduce employee injuries and claims, and better control costs. You'll also get access to the SAIF Learning Center, providing free online training for you and your employees.
SAIF is Oregon’s not-for-profit insurance company. Since 1914, we’ve been protecting Oregon employers and employees with exceptional, affordable workers’ comp coverage.
From thousands of small businesses to some of the state’s economic leaders, SAIF covers more than 53,000 policyholders and an estimated 750,000 workers in Oregon.
We’re proud to be leaders in one of the most successful and innovative workers’ comp systems in the nation. Since 1990, claims per 100 workers in Oregon fell by more than 68%, thanks in large part to the safety efforts of employers and insurers like SAIF. During the same period, Oregon’s pure premium rates have also declined 78.8%.
At SAIF, we have a vision to make Oregon the safest and healthiest place to work. And we’re committed to helping Oregonians work better, smarter, and safer for years to come. It’s not just the right thing to do: It’s good for business.