Affordable workers' compensation insurance

SAIF is Oregon’s not-for-profit workers’ compensation provider. Our mission is to make workers’ comp available and affordable for Oregon employers.

painter rolling purple paintIf you’re an Oregon employer, you most likely need workers’ compensation insurance. Workers’ comp provides benefits for workers who become injured or sick as a result of their work, helping them recover and return to work as soon as possible. It also protects employers from legal action arising from a workplace injury or illness.

There are lots of ways to get your SAIF coverage:

What you get with your SAIF policy

With friendly, local service and in-depth knowledge of Oregon's workers' comp system, SAIF protects more than 54,000 employers and their employees across the state every day. We can help your business save money, prevent injuries, and create a safer, healthier place to work.

Affordable rates

As a not-for-profit, SAIF is proud to offer some of the most competitive rates in the state. 

Here for Oregon

Since 1990, SAIF has returned more than $2.6 billion back to Oregon businesses in the form of dividends. 

100+ years of service

Founded in 1914, SAIF was one of the first workers' compensation providers in the nation. 

Satisfied customers

93% of SAIF policyholders say they are satisfied or extremely satisfied with our service.

Your local experts

Our claims and return-to-work expertise is unmatched in the industry. And with six offices around the state, a real person is just around the corner to help you.

Safe & healthy at work

Your policy includes access to consultations, trainings, and video. 

About SAIF

SAIF is Oregon’s not-for-profit workers' comp insurance company. Since 1914, we've been protecting Oregon employers and workers with exceptional, affordable coverage.

We’re proud to lead one of the most successful workers’ comp systems, with some of the lowest workplace injury rates and workers' compensation costs in the nation.

At SAIF, we have a vision to make Oregon the safest and healthiest place to work. And we’re committed to helping Oregonians work better, smarter, and safer for years to come. It’s not just the right thing to do: It’s good for business.