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October group discounts

Employers with a better-than-average loss history who also meet a group's program-specific eligibility criteria may qualify for group programs.

OGSERP discounts

SAIF has partnerships with more than 20 trade and business associations that endorse SAIF as their workers’ comp carrier of choice. Employers with a better-than-average loss history who meet a group’s program-specific eligibility criteria may qualify for one of these group programs and receive the benefits of participation.

One potential benefit for policyholders who belong to a group—and meet the necessary underwriting criteria—is the supplemental group discount (Oregon Group Supplemental Experience Rating Plan, or OGSERP). Once a discount is validated by NCCI—which should be in early November—we'll file for approval from DCBS for the following discounts:

Discount percentage Group name
 15 Associated General Contractors
 11 Associated Oregon Industries Manufacturing
 9 Associated Oregon Industries Retail/Wholesale
 17 Associated Oregon Industries Services
 10 Associated Oregon Industries Transportation

View the list of SAIF’s association partners as well as the individual criteria for each plan.

Contact your underwriter or service center insurance representative to determine if an employer qualifies to participate in one of these programs.

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