Coverage details

For an employer with subcontractors or employees in states other than Oregon, there are additional details to know about workers' comp coverage.

Sample workers' compensation policy | Download the Standard Workers' Compensation and Employers Liability Policy that SAIF provides to policyholders, and get more information about policies.

Volunteers | Volunteers working for public entities such as cities or school districts are not automatically covered by the entity's workers' compensation policy.

Subcontractors | What employers need to know about their responsibility for workers' comp insurance for subcontractors and contract laborers.

Special coverage

You'll also find on this page updated information about special kinds of coverage, such as the endorsements added to cover the risk of loss due to terrorism, earthquakes, and catastrophic accidents.


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