Leadership team

Chip Terhune, president and chief executive officer of SAIF, leads an experienced and dedicated management team.

Chip Terhune

Chip Terhune
President and CEO

Chip Terhune became SAIF’s president and chief executive officer in July 2021. 

Before SAIF, Terhune served as senior vice president and general manager of government programs and accounts for Medicision, a healthcare technology company.

Earlier in his career, Terhune was chief of staff for former Oregon governor Ted Kulongoski; an assistant executive director of Oregon Education Association; a director of environmental and public affairs at Schnitzer Steel in Portland; and had multiple vice president roles at Cambia Health Solutions in Portland.

Terhune has a bachelor's in international studies and a master's in public affairs from the University of Oregon.


Ian Williams

Ian Williams
Chief Operating Officer

Ian Williams joined the SAIF leadership team in 2019. As SAIF's chief operating officer, he leads the claims, information technology, human resources, and administrative services divisions. 

During his time at SAIF, Williams has set important strategic initiatives in motion to improve SAIF's culture, employee experience, and diversity, equity, and inclusion.

A graduate of the University of Bedfordshire in the United Kingdom, Williams began his career in fashion retail before holding a number of leadership roles for global high-tech brands, including senior director of global HR at Symantec and vice president of HR at Belden.

Williams is a native of the U.K.; he relocated to Oregon in 2011.


Pam Ahr

Pam Ahr
Chief Safety Officer

As Chief Safety Officer, Ahr leads SAIF's Safe and Healthy Workplace Center and our team of more than 70 safety professionals across the state. The team includes safety consultants, industrial hygienists, ergonomists, project managers, innovation specialists, and data analysts. 

Ahr has been with SAIF since 2003, primarily as a field safety consultant. Ahr has volunteered in many capacities with the American Society of Safety Professionals, both at the regional and national levels. 

She graduated from Arizona State University and has a master's degree from the University of Oregon. She also has an associate degree in risk management and is a certified safety professional.


Ken Collins

Ken Collins
Vice President of Information Technology and Chief Information Officer

As Vice President of Information Technology and CIO, Ken Collins ensures that SAIF's information technology investments and resources are aligned with strategic business objectives.

Collins has over 25 years of experience in the information technology field. As SAIF’s senior technology architect and technology services manager, he has helped develop SAIF’s application development architecture, technology infrastructure, and IT strategic plan. The focus of many of his projects has been improving communication and collaboration, and leveraging innovation to create business solutions.

In addition, he has contributed to major company initiatives, including telecommuting, recruitment and retention, and the customer service component of the corporate strategic plan. Currently, he is leading efforts to renovate SAIF’s core insurance systems and to leverage advanced analytics to better serve its customers.

Prior to SAIF, Collins spent four years as an economic analyst. He earned his degree from Willamette University, where he studied economics and computer science.


Kathy Gehring

Kathy Gehring
Vice President of Claims

Vice President of Claims Kathy Gehring is responsible for the SAIF geographic and critical claims teams as well as SAIF's return-to-work services program, claims projects and operations, medical services program, and investigations.  

Gehring joined SAIF in 1989 and has more than 25 years' experience in the Oregon workers' compensation system, with a background in claims, return-to-work, and risk management. She also served as the program manager for SAIF's return-to-work and Employer-at-Injury programs. In this position, she provided leadership and technical expertise to consultants and specialists who work with employers throughout the state to create successful return-to-work outcomes for injured workers and their employers. Kathy serves on the Board of Directors for Kids' Chance of Oregon, whose mission is to provide financial support to further the education of the children of Oregon workers who have been severely injured, totally disabled or killed as a result of work-related injuries or occupational diseases.


Sharifa GomezSharifa Gomez
Vice President of Human Resources

As VP of Human Resources, Sharifa oversees all aspects of HR, including employee engagement and retention; diversity, equity, and inclusion; recruitment; professional development; and compensation and benefits.

Gomez joined SAIF in 2021. Her experience includes more than 18 years working for a variety of organizations in Korea, Canada, and the United States. Most recently, she’s served as a principal for Jomez Consulting.

She received her Bachelor of Arts in employment relations from University of Toronto.


Todd Graneto

Todd Graneto
VP of Premium Audit and Underwriting

As vice president of premium audit and underwriting, Todd Graneto oversees selecting and pricing SAIF's customers, premium audits, research and analysis, and underwriting services.

Graneto came to SAIF in 2016 as a financial strategist before becoming the controller in July of 2017. During that time, he has also served SAIF’s strategy team. In all, he has 25 years of experience in the insurance industry, including financial planning, pricing, reporting, and analysis.

Graneto holds an MBA from Portland State University and a bachelor’s degree in business administration from Southern Oregon University. Before he joined SAIF, he served as the vice president of finance for Health Net, a Fortune 500 company.


Gina Manley

Gina Manley
Chief Financial Officer

As VP for Finance and Chief Financial Officer, Gina Manley is responsible for the financial services division, which includes financial reporting, budgets, corporate accounting, and billing and collections.

Manley joined SAIF in 1993 with experience as a financial auditor and a focus on investment accounting. She has worked closely with the Oregon State Treasury and with investment advisors and managers. She left SAIF in 1997 to spend time with her young family and focus on a family business. Since returning to SAIF in 2002, she has grown to oversee all facets of corporate accounting and has worked closely with the actuarial and research and analysis divisions. Gina is also the treasurer of Kids' Chance of Oregon, whose mission is to provide financial support to further the education of the children of Oregon workers who have been severely injured, totally disabled, or killed as a result of work-related injuries or occupational diseases.

Manley earned a bachelor's degree in accounting from Oregon State University and is a certified public accountant.


Holly O'Dell

Holly O'Dell
Vice President, Chief Legal Counsel 

Holly O'Dell, R.N., M.B.A., J.D., serves as SAIF's chief legal counsel.  She leads the legal services division, which provides workers' compensation claims legal defense, third-party subrogation, and procurement services.

O'Dell joined SAIF in 2005. A member of the Oregon State Bar specializing in workers' comp law, she has held both trial attorney and appellate attorney positions, representing the corporation and its policyholders in workers' comp cases.

She has been involved in various projects, including a paperless initiative and enterprise risk management. O'Dell served on SAIF's diversity leadership team and was a founding member of SAIF's bilingual council.

O'Dell graduated with a B.S. in nursing from Oregon Health & Science University, an M.B.A. from the Wharton School of the University of Pennsylvania, and a J.D. from Lewis and Clark College. Her work prior to joining SAIF was in public health.


Laura Robison

Laura Robison
Chief Actuarial and Strategy Officer

As Chief Actuarial and Strategy Officer, Robison is responsible for identifying corporate strategic needs, establishing strategic plans and objectives, prioritizing areas of focus, and tracking goals and performance. She also leads SAIF's actuarial services including pricing, reserving, forecasting, and surplus management. 

Robison previously served as the chief financial officer at Oregon Health Authority; and also served as the insurance commissioner, chief actuary, and administrator within the Division of Financial Regulation of Oregon's Department of Consumer and Business Services. She held various actuarial and leadership roles for DCBS, including casualty actuary and manager of product regulation.

Before that, Robison worked as a consulting actuary for Willis Towers Watson, as underwriting manager for Applied Underwriters, and as actuarial analyst for Liberty Mutual Group. She received her bachelor's degree in mathematics and economics from Boston University. She is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries.


Christine Vrontakis

Christine Vrontakis
Vice President of Policyholder Services

As VP of Policyholder Services, Chris Vrontakis is responsible for all regional operations and is charged with providing superior service to SAIF’s customers from its regional offices and Salem headquarters.

Vrontakis joined SAIF in 1995 and has held a variety of positions in claims and policyholder services since then. Most recently, she served as the regional operations director in Portland, managing safety, return-to-work, and service delivery in SAIF’s largest region. In addition, she was, and continues to be, responsible for leading SAIF’s service center, which provides insurance to 42,000 small businesses throughout Oregon.

Vrontakis graduated with honors from Oregon State University with a degree in business administration with a focus on marketing.


Christy Witzke

Christy Witzke
Vice President of Marketing, Sales, and Communications

VP of Marketing, Sales, and Communications, Christy Witzke leads these functions to support a strong, integrated, market-facing brand that connects with customers and drives business. Christy is also dedicated to building strong relationships with SAIF’s agency and association partners.

Witzke joined SAIF in 1994 and has more than 20 years in the Oregon workers' compensation system, with a background in risk management, marketing, group program management, and contract negotiations. In her former position as the director of marketing and groups, Witzke was a key member of many corporate strategic projects and initiatives. During her tenure as a senior safety management consultant, she was instrumental in establishing SAIF’s highly successful Agriculture Safety Seminar series and incorporating Spanish sessions.

Witzke earned a bachelor’s degree in business management from Oregon State University.