The Philippine American Chamber of Commerce of Oregon

The Philippine American Chamber of Commerce of Oregon – OEC/PACCO 

OGSERP discount: 8% for 7/1/2025 - 6/30/2026 
 
Janice Mason 
Board President  

510 SW 3rd Avenue, Suite 210 
Portland, OR 97204 
P: 503.683.1160 
Website: https://www.pacco.org/membership/ (for dues and membership information) 
 

 
Eligibility Criteria  

• No premium threshold, subject to SAIF's minimum premium 

• Be a member in good standing of the association (dues paid current)  

• Earned or unearned experience rating 1.00 or less 

• Group history period* incurred to manual loss ratio less than 40 percent 

• Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group** 

• Group history period frequency of business operations less than 1.5 times 
  the SAIF average frequency for the principal class for current group members renewing in the group** 

• Underwriters have judgment authority for approving group pricing. 

• Federal coverage for payrolls 10% or less of the total. Federal payroll over 10% of the total by exception only. 

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history. 
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced. 

 
Principal class codes 

• No filed class codes