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Oregon Wheat Growers League - OWGL

OGSERP discount: 1 percent for 7/1/2021 - 6/30/2022 
Amanda Hoey, Executive Director
Cassandra Franklin, Member Services
115 SE 8th, Pendleton, OR 97801
P: 541.276.7330  F: 541.276.1723
Website:  http://www.owgl.org/  (for dues and membership information)

Eligibility Criteria

  • No premium threshold, subject to SAIF's minimum premium
  • Be a member in good standing of the association (dues paid current)
  • Earned or unearned experience rating 1.00 or less
  • Group history period* incurred to manual loss ratio less than 40 percent
  • Group history period frequency of business operations less than SAIF average
    frequency for the principal class for accounts newly enrolling in the group**
  • Group history period frequency of business operations less than 1.5 times
    the SAIF average frequency for the principal class for current group members
    renewing in the group**
  • Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced. 

Principal Class Codes 

0037          Field Crops & Farms
0050          Farm Machinery Operation
8102 05      Seed Merchant

From saif.com

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