Black American Chamber of Commerce

OGSERP discount: 8% for 7/1/2025 - 6/30/2026

Evann Goss-Lemelle
Executive Director

121 SW Salmon Street
Portland, OR 97204
P: 503.564.8933
Website: Black American Chamber of Commerce (for dues and membership information)

Eligibility Criteria

• No premium threshold, subject to SAIF's minimum premium
• Be a member in good standing of the association (dues paid current) 
• Earned or unearned experience rating 1.00 or less
• Group history period* incurred to manual loss ratio less than 40 percent
• Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group**
• Group history period frequency of business operations less than 1.5 times
  the SAIF average frequency for the principal class for current group members renewing in the group**
• Underwriters have judgment authority for approving group pricing.
• Federal coverage for payrolls 10% or less of the total. Federal payroll over 10% of the total by exception only.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal class codes

• No filed class codes