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Associated General Contractors - AGC

Group retrospective product
Pro-rata retrospective return distribution
Up-front cash flow savings: 12 percent for Oct. 1, 2018 to Sept. 30, 2019
Dennis Barlow, Director of Safety Services
Ali Gadbaugh, Membership questions
9450 SW Commerce Circle, Suite 200, Wilsonville, OR 97070 
P: 800.826.6610 or 503.682.3363 F: 503.682.1696 
Website: http://www.agc-oregon.org/membership/become-a-member/  
(for dues and membership information) 
Industry-specific loss control and industrial hygiene services provided by AGC.
Click here for AGC training information.

Eligibility criteria

  • Must have an annual manual premium equal to or greater than $2,500
  • Be a member in good standing of the association (dues paid current)
  • Earned or unearned experience rating 1.00 or less 
  • Group history period* incurred to manual loss ratio less than 55 percent
  • Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for accounts newly enrolling or renewing in the AGC group**
  • Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current AGC group members renewing in the AGC group** 
  • Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history. 
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

  Principal class codes

  • All construction class codes
  • Both general contractors and specialty contractors

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