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Preventing fraud

Preventing fraud keeps rates low and makes sure the right people are receiving benefits—and that's good for employers, workers, and all Oregonians.

Getting back to work

Like you, our primary focus is getting your injured employee the resources needed to recover and to return to an appropriate level of work.

Learn about coverage

In this section, you can learn about workers' comp, how rates are calculated, how to obtain coverage, steps you can take to try to reduce your premium, and more.

Workers' compensation liability insurance

Employers' liability insurance is part of the standard workers' comp insurance policy that covers damages where the Exclusive Remedy provisions don't apply.

Offices and contacts

In addition to our eight regional offices, we have an agency team dedicated solely to helping you. And be sure to check out our Agents' Advisory Councils, a SAIF innovation that helps expand communication between you and us.

Workers′ comp insurance rate information

A core part of SAIF's mission is to keep workers' compensation insurance rates affordable. View our workers' comp rate information today.

Selling Oregon workers' comp insurance

Get help selling SAIF's workers comp insurance by visiting our Agent Guide. Access the latest rate information, training calendar, and other workers comp materials.

Tools for policyholders

Our workers' comp experts have put together some very helpful tools for assisting your clients with their workers’ comp needs.

Billing SAIF

Part of our role in the workers’ comp system is making sure you receive payments you are due for providing medical treatment to an injured worker.

Workers’ comp overview

In short, workers’ compensation insurance provides benefits like medical treatment and income replacement for workers who are injured or suffer an occupational disease as a result of their work.

The claim process

claim process, attending provider guidelines, post closure treatment, treatment plan requirements, claim status, reporting a workplace injury, IMEs, claim closure

File a claim

Despite our efforts to prevent injuries to Oregon workers, accidents sometimes happen. When they do, we’re committed to helping you recover and return to work.

The claim process

It’s our goal to provide you with all the benefits you're entitled to. Knowing how the system works can make recovery quicker and easier for you.

Medical and Rx help

Getting the medical care you need is essential—but the process can be complicated and frustrating. This section helps you handle the most common issues.

Bills and payments

We understand that there’s a lot on your mind when you get injured on the job. The information on these pages can help.

Other resources

The information and resources in this section can help take some of the confusion and uncertainty out of the workers’ comp process.

Connected Lane County | Eugene

Connected Lane County’s Spark program is where STEM education meets innovation.

Tucker Sno-Cat | Medford

Tucker Sno-Cat’s success is a direct result of the hard work of its 43 employees

Oregon Maple Project | Colton

The Oregon Maple Project is giving people across the Northwest a new reason to look at a previously unloved tree.

Portland Garment Factory | Portland

From its inception, the Portland Garment Factory has defied industry norms.

Draper Girls Country Farm | Parkdale

Draper Girls Country Farm offers close to 100 varieties of fruit to choose from, including pears, apples, peaches, cherries, and berries.

Sodbuster Farms | Salem

“From farm to pint for five generations” is not just a charming marketing slogan for Lakeside Ranches, the next generation farming at Sodbuster Farms.

Astoria Co+op | Astoria

Astoria Co+op is community-owned—and community-loved.

Oregon Manufacturing Innovation Center | Scappoose

Oregon Institute of Technology’s mechanical engineering students have a unique opportunity at the Oregon Manufacturing Innovation Center.

Anthony Lakes Mountain Resort | North Powder

The nonprofit behind the Anthony Lakes Mountain Resort in eastern Oregon is guided by a mission of environmental stewardship and service to residents in the nearby communities.

Sunnyside Sports | Bend

Sunnyside Sports shows no signs of tapping the brakes.

MiCROTEC | Corvallis

With roots going back to 1980, MiCROTEC is part of a global portfolio of technology solutions for sawmills and wood processors.

7robotics | Roseburg

At 7robotics, you’ll find a self-proclaimed team of “cool nerds” with a passion for innovation.

Oregon Health & Science University | Portland

OHSU Doernbecher Children’s Hospital Facility Dogs and Animal-Assisted Therapy.

Northern Lights Christmas Tree Farm | Pleasant Hill

A visit to Northern Lights Christmas Tree Farm in Pleasant Hill, Oregon is a tradition for Eugene-area families during the holidays.

Black Futures Farm | Portland

Black Futures Farm, Portland,

Nightmare Factory | Salem

Behind the scenes at Oregon School for the Deaf’s ‘Nightmare Factory’

The Pumpkin Patch | Portland

Growing 55 crops across 1,500 acres every year, The Pumpkin Patch on Sauvie Island is more than metro-area families’ first stop for the perfect pumpkin and a trip through the MAiZE (a corn maze) in the fall.

Kiyokawa Family Orchards | Hood River

Kiyokawa Family Orchards in Hood River Oregon

Crosby Hop Farm | Woodburn

Crosby Hops processes 17 varieties of hops across several Willamette Valley fields

Gallagher Fitness Resources | Salem

In this video, Susan Gallagher, co-owner of Gallagher Fitness Resources in Salem, offers advice on the importance of good hydration. Below, find out more about this small business that plays a big part in the local running community.

Powell's Books | Portland

We found out how employees at ‪Powell's Books‬ keep the shelves of the world's largest independent bookstore stocked for the streams of eager book seekers. We'll also get an inside look at their rare book room, stocked with books as old as the late 1...

Goschie Farms | Silverton

Key ingredient in brews around the world, some hops start their journey right here in the Willamette Valley.

Pro Drive Racing School | Portland

We visited Pro Drive Racing School in Portland to learn how their advanced driving techniques keep drivers safe.

Enchanted Forest | Salem

We take a trip to the Enchanted Forest, a theme park just south of Salem that's been entertaining families for generations with rides, plays, food, and other attractions.

Oregon State Parks | Statewide

With over 50 million people visiting each year, the Oregon State Parks system needs a dedicated workforce to care for the state's most beautiful places.

The Naked Lemon | Astoria

Come along as we join Aleesha Nedd at the Naked Lemon in Astoria to learn how professional pastry chefs create racks full of delicious works of art every day. You'll also see how they create their signature macarons.

Chemeketa Community College | Salem

The Wine Studies program at Chemeketa offers continuing education and degree programs in all aspects of wine, building the future of the workforce for the Oregon wine industry and beyond since 1999.

Woodburn Nursery & Azaleas | Woodburn

Woodburn Nursery & Azaleas: Starting on 15 acres in the early ‘60s, the Fessler family frequently explored new plant offerings as they grew to build a secure future.

JSH Farms | Hermiston

Second- and third-generation members of the St. Hilaire family continue a tradition of farming mint, lavender, and dill.

Territorial Seed Company | Cottage Grove

Territorial Seed Company provides products to help home gardeners grow their best.

Oregon Coast Wasabi | Tillamook

Oregon Coast Wasabi is the largest wasabi grower in the United States.

Clausen Oysters | North Bend

Clausen Oysters is Oregon's biggest oyster farm.

Oregon Odd Jobs: Cunningham Sheep Company

Oregon Odd Jobs visits Cunningham Sheep Company

Oregon Odd Jobs: Oregon Screen Impressions

Oregon Odd Jobs visits Oregon Screen Impressions

Oregon Odd Jobs: Oregon Coast Aquarium

Oregon Odd Jobs visits Oregon Coast Aquarium

Oregon Odd Jobs: OSU animal hospital

Oregon Odd Jobs visits the Lois Bates Acheson Veterinary Teaching Hospital at Oregon State University

Oregon Odd Jobs: Oaks Amusement Park

Oregon Odd Jobs visits Oaks Amusement Park

Oregon Odd Jobs: Oregon Potato Company

Oregon Odd Jobs visits Oregon Potato Company

Addressing the impacts of workplace injuries with Total Worker Health®

Addressing the impacts of workplace injuries with Total Worker Health®

Clay in Motion | Milton-Freewater

Clay in Motion produces a range of handmade stoneware.

Studio Signs | Portland

Sign artist Nick Lee offers signs created using traditional techniques like hand lettering or gold leaf gilding, while also embracing modern technology and methods.

Tru Form Tiny | Eugene

Tru Form Tiny homes can take only eight weeks to construct from start to finish.

Washed Ashore | Bandon

Washed Ashore uses larger-than-life sculptures to sound the alarm about plastic pollution littering ocean beaches.

Abbey Creek Vineyard | North Plains

Abbey Creek Vineyard is top to bottom a creation from the mind of owner Bertony Faustin.

Tofurky | Hood River

Tofurky makes its range of vegan products from its facility on the banks of the Columbia River

Homestead Log Homes | Central Point

Homestead Log Homes has been building log homes to fit any size or need

Natural Structures | Baker City

Natural Structures has developed a portfolio of products that bring an element of play both indoors and out.

Orox Leather Co. | Portland

The workers of family-owned Orox Leather Co. create handcrafted leather goods in their Portland workshop.

Melcher Family Farm | St. Paul

Melcher Family Farm has been growing Barcelona hazelnuts for three generations.

Rogue Creamery | Central Point

Rogue Creamery has continued to garner attention on the world stage

Lincoln City Glass Center | Lincoln City

Make your own glass artwork at Lincoln City Glass Center in Oregon

Oregon Trail Electric Cooperative | Baker City

Utility co-op uses the power of virtual reality to make communities safer

Omar’s Restaurant | Ashland | Est. 1946

Ashland’s oldest restaurant is serving up its specialty: high-quality food with a cozy atmosphere.

PublicHouse | Springfield | Est. 2018

With six food vendors, more than 30 beers on tap, multiple bars, live music, and plentiful seating, it is a family-friendly hub.

IKE Box | Salem | Est. 2004

In teaching their young workers how to serve coffee, they’ve helped hundreds learn life lessons and imagine what’s possible.

Fat Cupcake | Oregon City | Est. 2014

The pandemic hasn’t prevented the bakery from helping their customers celebrate life’s milestones.

La Margarita Co. | Salem | Est. 1984

Loyal staff, faithful customers, and great food have helped the restaurant endure.

Spooky’s Pizza | The Dalles | Est. 1999

The pizzeria is a community favorite, attracting many young workers.

7 Devils Brewing Co. | Coos Bay | Est. 2013

7 Devils Brewing Co’s new location along the Coos Bay waterfront hasn’t been open for long, but during peak times, it’s hopping.

Duck House Chinese Restaurant | Portland | Est. 2016

The Duck House Chinese restaurant in southwest Portland is more than an eatery — it’s a community.

Pine Tavern Restaurant & Bar | Bend | Est. 1936

The friendly atmosphere attracts locals and visitors alike, just as it has for the past 85 years.

Elephants Delicatessen | Portland

This Portland deli is all hustle and bustle.

Taprock Northwest Grill | Grants Pass | Est. 2009

On the banks of the Rogue River stands a towering lodge, home to expansive decks, and a menu full of ingredients from local farms and ranches.

Wild Pear | Salem | Est. 2016

For Cecilia Ritter of Wild Pear, one of the most difficult aspects of COVID was uncertainty about the future.

Surviving the pandemic takes a full menu of solutions for Salem pizzeria

Surviving the pandemic takes a full menu of solutions for Salem pizzeria

Santiam Brewing's recipe for success includes safety, trust, community...and beer

Santiam Brewing's recipe for success includes safety, trust, community...and beer

Dirt Mechanics keeps blazing trails during pandemic, with small but effective adjustments

Dirt Mechanics keeps blazing trails during pandemic, with small but effective adjustments

Mercy Flights | Medford

Mercy Flights | Medford

Coastal Farm & Home Supply

Coastal Farm & Home Supply | Albany

Oregon Humane Society | Portland

Oregon Humane Society | Portland

Oregon State University | Corvallis

Oregon State University | Corvallis

Huffman & Wright Logging Co | Canyonville

Huffman & Wright Logging Co | Canyonville

The Fruit Company | Hood River

The Fruit Company | Hood River