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Workers' comp payroll reporting
SAIF's reporting payroll guide will help answer all your workers' compensation payroll reporting questions, while providing resources to make payroll reporting easy. Visit our site today.
Filing a workers' comp insurance claim
Filing a workers' compensation insurance claim quickly is the most important step if an employee suffers an injury on the job. Visit our site to file a workers' comp claim.
Preventing fraud
Preventing fraud keeps rates low and makes sure the right people are receiving benefits—and that's good for employers, workers, and all Oregonians.
Learn about coverage
In this section, you can learn about workers' comp, how rates are calculated, how to obtain coverage, steps you can take to try to reduce your premium, and more.
Workers' compensation liability insurance
Employers' liability insurance is part of the standard workers' comp insurance policy that covers damages where the Exclusive Remedy provisions don't apply.
Getting back to work
Like you, our primary focus is getting your injured employee the resources needed to recover and to return to an appropriate level of work.
Employer news archive
Employer Guide
Associations, labor unions and political subdivisions
Officers or officials of associations, labor unions, and political subdivisions who receive remuneration by the organization for work in Oregon are covered under your policy.
Corporations and co-operative corporations
A corporate officer who meets the three tests below is not a covered worker of the corporation and is not personally covered by your policy
Farm corporations
When a corporation's activities are conducted on land that receives farm-use tax assessment per Oregon law (ORS 215.203 and Chapter 308), family members who meet the following tests are not covered by your policy
Limited liability companies (LLCs)
Limited liability companies not in construction or landscaping
Miscellaneous entities
his section can help you with payroll reporting requirements for owners, officers, and officials of miscellaneous entities in any business type.
Nonprofit and public corporations
An officer of a nonprofit corporation or a public corporation who is paid by the corporation for Oregon work is covered under your policy.
Partnerships, limited liability partnerships (LLPs) and limited partnerships
This section helps you with payroll reporting requirements for owners, officers, and officials of partnerships, limited liability partnerships (LLPs), sole proprietors, and more.
Sole proprietor workers' comp
A sole proprietor is not personally covered by the policy unless SAIF receives and accepts a written request for the sole proprietor's personal election of coverage and names the sole proprietor on a Sole Proprietors, Partners, Officers and Others.
Oregon workers' comp class codes
With 550 workers' comp codes, it can be a challenge getting a payroll report accurate, and an accurate report can save companies money. Visit our site to learn more today.
Assigned Risk Plan
Oregon's Assigned Risk Plan is administered by the National Council on Compensation Insurance (NCCI) at the direction of the Oregon Department of Business and Consumer Services (DCBS).
Employers' liability insurance
Employers' liability insurance — with limits of $500,000 per accident and occupational disease — is part of the standard workers' comp insurance policy.
Doubling down on safety and health
July 7, 2017 — Empowering employees and focusing on wellbeing has been winning bet for the Oregon State Lottery. Here are five ways to improve the odds at your organization.
6 safety tools that won’t break the bank
April 10, 2017 — Tight budgets call for creative thinking. These free resources can save you time and money, while helping to prevent workplace injuries and promote health.
Summer 2016 Comp Focus
August 9, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.
Spring 2016 Comp Focus
April 14, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.
Winter 2015 Comp Focus
January 6, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.
October 2023 dividend Q&A for policyholders
October 2023 dividend Q&A for policyholders
Required legal notices for workers' compensation
Required legal notices for workers' compensation
October 2022 dividend Q&A for policyholders
Today, SAIF declared a $75 million dividend to be distributed in October 2022 to policyholders based on their premium for policies whose term ended in 2021.
Worksite modification ideas
Ideas for worksite modifications using EAIP funds.
What SAIF's new policy and billing system means for policyholders
We've been working on replacing our policy and billing system.
Terrorism and catastrophic events
An overview and history of the foreign and domestic terrorism coverage.
Specific classification rules
There are specific classification rules associated with certain industries.
How to build momentum for your safety and health program
Now’s the time to start setting goals for the next 12 months. These resources can help.
The increasing problem with driver safety
Setting clear expectations can reduce injuries. We’ve got resources to help.
Making better data-driven decisions
You don’t need a crystal ball to figure out when, where, and why workplace injuries happen. SAIF can help you crunch the numbers and make a plan to lower your risk.
Investing in return-to-work pays off—for your employees and you
Oregon state agencies and universities received more than $1 million in wage reimbursements last year through the Employer-at-Injury Program. Benefits also may include improved recovery, reduced disability, and lower claims costs.
Too much change, too little time
Failing to consider how employees are impacted by change can result in lost productivity, resistance, and turnover. Here are five keys to managing change successfully.
Three months of wellness and safety
January 23, 2018 — Mark your calendar to promote heart health, prevent eye injuries, and raise awareness about the dangers of distracted driving.
Don’t let winter take you down
November 2, 2017 — 7 things you can do right now to prevent weather-related injuries
Coronavirus and workers′ compensation
March 11, 2020 — What employers need to know
New post-injury drug testing rules
May 31, 2017 — The change prohibits retaliating against employees for reporting work-related injuries and illnesses.
Average weekly wage changes are effective July 1
June 29, 2017 — For only the third time in history, the AWW decreased.
Safety pays—again and again
September 14, 2017 — SAIF will return two dividends to its customers this year: one based on premium alone, and another based on safety performance.
The wonder of the workplace
January 2, 2017 — Read stories and watch videos celebrating the special people and moments that help make Oregon the safest, healthiest—and most wonderful—place to work.
New fall protection standards for construction
January 14, 2017 — The changes apply to minimum trigger height and the use of slide guards.
Making workers’ comp easy
January 20, 2017 — 3 things you can do online to save time, work safe, and get smart.
2017 Comp News: putting safe and healthy habits within reach
March 15, 2017 — Find simple strategies for helping workers achieve their healthy goals—and be safer in the process.
State organizations align on health and safety
March 20, 2017 — SAIF, Oregon OSHA, and an OHSU team sign first-ever alliance on Total Worker Health®
Walking into a workers’ comp claim?
March 31, 2017 — Employer wellness programs are an important strategy in injury prevention, but some activities could be compensable.
Driving wellness
March 31, 2017 — Think you have a hard time getting enough exercise? Try being strapped behind the wheel all day.
Confused about safety committees and safety meetings? You’re not alone.
May 12, 2017 — Our quick online training will walk you through the steps to find out what you need to know and how to get started.
Supreme Court decides Brown case
May 16, 2017 — The case addresses the term “otherwise compensable injury.”
Work safe. Be well. Better manage workers’ comp.
March 6, 2017 — Sign up for quick and easy email tips to use and share.
Pure premium rate to drop 14 percent in 2018
September 13, 2017 — The basic rate Oregon employers pay will decrease again next year.
Healing the land, helping communities
May 27, 2016 — Ashland's Lomakatsi Restoration Project creates jobs, trains teens, and builds trust while restoring forests and streams.
Dividend checks were mailed in mid-October
November 8, 2016 — More than 46,000 policyholders were eligible for the primary dividend.
AGC/SAIF program returns $2.5 million to participating businesses
July 14, 2016 — The program emphasizes safety awareness and injury prevention at construction workplaces.
Policy documents now available online
July 11, 2016 — Check out these additions to the Policyholder Portal
Food for thought
January 8, 2016 — The Oregon Food Bank and its partner agencies provide emergency services to struggling families while addressing the state’s growing hunger problem.
Saving property and lives in Central Oregon
January 22, 2016 — There’s no typical “day at the office” for the men and women of Redmond Fire and Rescue.
New online training: Recording a work-related injury or illness
January 30, 2016 — This brief on-demand course covers the basics of OSHA reporting, including what injuries to record and which forms to use.
New safety talking points on lockout/tagout
February 2, 2016 — Controlling hazardous energy is critical to staying safe around machinery and its moving parts.
Take a Safety Break on May 11
February 12, 2016 — Make plans now to promote worker safety and health—and possibly win a pizza party.
Jan. 1 changes to sick leave law don’t affect payroll reporting
February 18, 2016 — The new state laws expand employee sick leave.
Better health care in the backcountry
March 17, 2016 — A new hospital and innovative partnership are bringing doctors and improved medical services to remote Wallowa County.
What to do following a severe or fatal workplace injury
March 31, 2016 — Seek immediate medical attention and follow these simple steps.
Video: Our latest safety video gets “a little western”
April 15, 2016 — You’ve seen the ergo rap. Now check out our latest YouTube series on farm shop safety.
Working for a better life
April 29, 2016 — From free preschool to job training and employment, Eugene’s Pearl Buck Center helps people with developmental disabilities achieve their goals.
Video: Spanish version of farm shop safety video available
May 9, 2016 — We didn’t use ranchera music, but we can promise a few surprises.
"Life of a claim" training
May 16, 2016 — After “Jim” is hurt on the job, he and his employer have lots of questions. Find out what happens next.
A lot of life happens here
June 3, 2016 — SAIF’s new ad campaign showcases the special moments that happen only at the workplace.
2016 Comp News: the latest buzz about workplace impairment
June 13, 2016 — Learn what to do if you suspect substance abuse—or something else—may be affecting an employee’s work performance.
The latest buzz: workplace impairment
June 17, 2016 — Baked, bombed, sleep-deprived, or stressed out? It isn’t always easy to tell. Learn what to do if you suspect substance abuse—or something else—may be affecting an employee’s work performance.
SAIF safety consultant Luke Betts gets a reputation as a SPY
June 21, 2016 — Luke honored as Safety Professional of the Year by ASSE Columbia-Willamette chapter.
SAIF expands work on Total Worker Health®
July 1, 2016 — The recent addition of a Total Worker Health® consultant enables us to bring the beneficial program to more employers and workers.
Fueled by determination
July 22, 2016 — This 55-year-old steamfitter proved that a crushing injury doesn’t have to be career ending. Learn how to improve your odds of a successful return to work.
Become your company comp expert
August 5, 2016 — 5 tips for saving time and money
Made with pride
August 19, 2016 — At Albany-based Wood Castle, employees are building more than heirloom-quality furniture. They’re building healthy habits that hopefully will last a lifetime.
Safety pays dividends
September 14, 2016 — Employers who insure with SAIF may be eligible for two dividends this year: one based on premium, and another tied to safety performance.
Pure premium rate to drop 6.6 percent in 2017
September 26, 2016 — The basic rate Oregon employers pay will decrease again next year.
Seasonal employees need safety training, too
November 18, 2016 — As companies rush to hire workers for the holiday season, SAIF has tips on how to provide safety training to new employees of all ages
Safety video contest open to all Oregon high school students
December 1, 2016 — Students have a chance to win $500 for a short video on teen workplace safety awareness.
SAIF’s free ag safety and health workshops return in November
September 30, 2016 — The annual employer trainings will be held in 16 cities from November to March, including nine in Spanish.
The commute to work shouldn’t be a collision course
April 3, 2024 — As pedestrian fatalities have been on the rise, follow these tips for both pedestrians and drivers to prevent accidents.
New law amends paid time off to receive medical services related to workers’ comp disabling injury
January 10, 2024 — The bill removes the minimum four-hour period that the employee must be absent from work.
A five-step approach to worker well-being
January 3, 2024 — Worker well-being in 5 easy steps is a process that can help identify the root causes of workplace well-being issues and engage your workers in designing solutions and taking action.
2024 calendar: Oregon Grown
November 27, 2023 — Celebrating Oregon agricultural workers and businesses.
Dividend amounts now available to policyholders
September 29, 2023 — Read the FAQs for details.
SAIF resources help employers protect workers and respond to opioid-related events
October 2, 2023 — Resources include an online training on preventing work exposure, information for workers at high risk of exposure, and facts on Naloxone.
SAIF’s annual ag safety seminars return for 26th year
September 13, 2023 — Registration has begun for the 2023-24 season, which runs from October to March.
SAIF declares $135 million dividend
September 6, 2023 — Checks are scheduled to be mailed in October.
Oregon employers share their safety tips
August 16, 2023 — While some jobs are odd, safety is universal.
New law increases fines for occupational safety and health violations
July 5, 2023 — SB 592 also gives DCBS additional authority for inspections and investigations.
Five ways to safely transition your workplace to summer
June 8, 2023 — Follow these safety tips to ensure your business and workers are ready for the season.
Special delivery: These tips can help delivery drivers avoid painful injuries
March 27, 2023 — Check out our resources that can help deliver drivers stay safe on the job.
Care for your co-workers: share safety
February 8, 2023 — Show your co-workers you care on Valentine’s Day and throughout the year by helping them stay safe from injuries and accidents—even the ones that haven’t happened yet.
12 months of safety tips
January 15, 2024 — We've got a year's worth of resources and training to help you get back to safety basics.
Feeding sharks, leather work, and glass blowing: Explore these odd jobs
March 17, 2023 — New video series explores interesting jobs and how workers stay safe
Time to post your OSHA 300A summary
January 11, 2023 — Our brief on-demand course and a webinar cover the basics of OSHA reporting, including what injuries to record and which forms to use.
2023 Calendar: Crafted in Oregon
December 30, 2022 — Celebrating Oregon products and the craftspeople that make them.
SAIF’s virtual calendar offers health and safety tips for the holidays
November 29, 2022 — Visit SAIF’s social media accounts throughout December to help keep your holidays memorable for the right reasons.
HR trainings cover recruiting, retention
October 24, 2022 — Join SAIF for three HR webinars in November.