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Get a Worker's Comp Quote & Buy Coverage Online

SAIF is a not-for-profit workers' compensation insurance provider whose mission is to make workers' comp affordable for all employers. Find out why more than 54,000 employers trust SAIF for their workers' comp needs and get covered online in minutes.

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Why Choose SAIF?

Affordable Rates

Affordable Rates

As a not-for-profit organization, SAIF is proud to offer some of the most competitive rates in the state and has led the charge on an 80% reduction in pure premium rates over the past 30 years.

Here for Oregon

Here for Oregon

Since 1990, SAIF has returned more than $2.6 billion back to Oregon businesses in the form of dividends. With six regional offices around the state, personalized service is always just around the corner.

100+ Years of Service

100 + Years of Service

Founded in 1914, SAIF was one of the first workers' compensation providers in the nation. Today, SAIF provides coverage for more than half of Oregon's employers and 750,000 employees.

Get Covered Online in Minutes

It's easy to get a worker's compensation quote and buy coverage using our online system. If you have any questions along the way, support is just a phone call away.

  1. Provide basic information about your business, ownership, and industry.

  2. Review your workers' compensation insurance policy quote.

  3. Pay for your policy online and coverage will begin on your chosen start date.

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Do I Need Workers' Comp Insurance?

By law, most Oregon employers are required to have a workers' comp insurance policy or be self-insured. So, if your business employs workers in Oregon, you most likely need worker's compensation coverage.

What Does It Cover?

Worker benefits are determined by state law, and SAIF has a strong track record for taking care of workers and helping them get back to work quickly. Our claims and return-to-work expertise is unmatched in the industry.

How Does It Work?

Employers pay premiums to SAIF, and SAIF pays benefits to workers if they are injured or suffer an occupational disease as a result of their work. Visit the Oregon Workers' Compensation Division website to learn about the workers' comp system, rate information, compliance, and more.

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About SAIF

SAIF is Oregon’s not-for-profit workers' comp insurance company. Since 1914, we've been protecting Oregon employers and workers with exceptional, affordable coverage.

We’re proud to lead one of the most successful workers’ comp systems, with some of the lowest workplace injury rates and workers' compensation costs in the nation.

At SAIF, we have a vision to make Oregon the safest and healthiest place to work. And we’re committed to helping Oregonians work better, smarter, and safer for years to come. It’s not just the right thing to do: It’s good for business.

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