saif.com

You don’t need a crystal ball to figure out when, where, and why workplace injuries happen. SAIF can help you crunch the numbers and make a plan to lower your risk.

Employer Guide

Investing in return-to-work pays off—for your employees and you

Oregon state agencies and universities received more than $1 million in wage reimbursements last year through the Employer-at-Injury Program. Benefits also may include improved recovery, reduced disability, and lower claims costs.

Employer Guide

Too much change, too little time

Failing to consider how employees are impacted by change can result in lost productivity, resistance, and turnover. Here are five keys to managing change successfully.

Employer Guide

Three months of wellness and safety

January 23, 2018 — Mark your calendar to promote heart health, prevent eye injuries, and raise awareness about the dangers of distracted driving.

Employer Guide

Don’t let winter take you down

November 2, 2017 — 7 things you can do right now to prevent weather-related injuries

Employer Guide

Doubling down on safety and health

July 7, 2017 — Empowering employees and focusing on wellbeing has been winning bet for the Oregon State Lottery. Here are five ways to improve the odds at your organization.

Employer Guide

6 safety tools that won’t break the bank

April 10, 2017 — Tight budgets call for creative thinking. These free resources can save you time and money, while helping to prevent workplace injuries and promote health.

Employer Guide

Summer 2016 Comp Focus

August 9, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.

Employer Guide

Spring 2016 Comp Focus

April 14, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.

Employer Guide

Winter 2015 Comp Focus

January 6, 2016 — Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities.

Employer Guide

October 2023 dividend Q&A for policyholders

Employer Guide

Required legal notices for workers' compensation

Employer Guide

October 2022 dividend Q&A for policyholders

Today, SAIF declared a $75 million dividend to be distributed in October 2022 to policyholders based on their premium for policies whose term ended in 2021.

Employer Guide

Worksite modification ideas

Ideas for worksite modifications using EAIP funds.

Employer Guide

What SAIF's new policy and billing system means for policyholders

We've been working on replacing our policy and billing system.

Employer Guide

Associations, labor unions and political subdivisions

Officers or officials of associations, labor unions, and political subdivisions who receive remuneration by the organization for work in Oregon are covered under your policy.

Employer Guide

Corporations and co-operative corporations

A corporate officer who meets the three tests below is not a covered worker of the corporation and is not personally covered by your policy

Employer Guide

Farm corporations

When a corporation's activities are conducted on land that receives farm-use tax assessment per Oregon law (ORS 215.203 and Chapter 308), family members who meet the following tests are not covered by your policy

Employer Guide

Limited liability companies (LLCs)

Limited liability companies not in construction or landscaping

Employer Guide

Miscellaneous entities

his section can help you with payroll reporting requirements for owners, officers, and officials of miscellaneous entities in any business type.

Employer Guide

Nonprofit and public corporations

An officer of a nonprofit corporation or a public corporation who is paid by the corporation for Oregon work is covered under your policy.

Employer Guide

Partnerships, limited liability partnerships (LLPs) and limited partnerships

This section helps you with payroll reporting requirements for owners, officers, and officials of partnerships, limited liability partnerships (LLPs), sole proprietors, and more.

Employer Guide

Sole proprietor workers' comp

A sole proprietor is not personally covered by the policy unless SAIF receives and accepts a written request for the sole proprietor's personal election of coverage and names the sole proprietor on a Sole Proprietors, Partners, Officers and Others.

Employer Guide

Oregon workers' comp class codes

With 550 workers' comp codes, it can be a challenge getting a payroll report accurate, and an accurate report can save companies money. Visit our site to learn more today.

Employer Guide

Assigned Risk Plan

Oregon's Assigned Risk Plan is administered by the National Council on Compensation Insurance (NCCI) at the direction of the Oregon Department of Business and Consumer Services (DCBS).

Employer Guide

Employers' liability insurance

Employers' liability insurance — with limits of $500,000 per accident and occupational disease — is part of the standard workers' comp insurance policy.

Employer Guide

Terrorism and catastrophic events

An overview and history of the foreign and domestic terrorism coverage.

Employer Guide

Specific classification rules

There are specific classification rules associated with certain industries.

Employer Guide

Coronavirus and workers′ compensation

March 11, 2020 — What employers need to know

Employer Guide

Agent news archive

Agent guide news

Agent Guide

October 2023 dividend FAQ

Agent Guide

October 2022 dividend FAQ

Agent Guide

Workers’ Compensation Insurance Seminar 2024

Workers' Compensation Insurance Seminar

Agent Guide

Q&A on credit

November 20, 2015 — Agents periodically ask questions about credit and credit-related issues. Credit is a very complex part of our business process and there is seldom any absolute answer as each case is unique. In this four-part series, we'll answer...

Agent Guide

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