SAIF is a not-for-profit, state-chartered public corporation created by an act of the Oregon legislature in 1913. Our income, earned exclusively from policyholder premiums and investment returns, pays our operating expenses and supports the financial health of the Industrial Accident Fund (the fund from which SAIF's operating expenses and claim costs are paid).

SAIF offers coverage to public and private employers in the state of Oregon and has nearly 48,000 policyholders who employ more than half a million Oregonians. Approximately one in three Oregon workers is employed by a SAIF-insured policyholder.

As a public agency, SAIF values accountability and transparency. As a workers' compensation insurer, we protect the confidentiality of our policyholders and the injured workers we serve.