Oregon Wheat Growers League - OWGL

OGSERP discount: 12% for 7/1/2011-6/30/2012 
Executive Committee 
115 SE 8th, Pendleton, OR 97801
P: 541.276.7330  F: 541.276.1723
Website:  http://www.owgl.org/  (for dues and membership information)

Eligibility Criteria

• No premium threshold, subject to SAIF's minimum premium
• Be a member in good standing of the association (dues paid current)
• Earned or unearned experience rating 1.00 or less
• Three year base period incurred loss ratio less than 40% (current year losses should be considered)
• Three year base period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group*
• Three year base period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group*
• Underwriters have judgment authority for approving group pricing

* SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes