Oregon Concrete and Aggregate Products Association - OEC/OCAPA

OGSERP Discount: 1% for 7/1/2011-6/30/2012
Sandy Hershfelt, Program Coordinator
737 13th SE, Salem, OR 97301
P: 503.588.2430  F: 503.588.2577
Website: http://www.ocapa.net/ (for dues and membership information)

Eligibility Criteria

• Must have an annual standard premium of greater than $2,500
• Be a member in good standing of the association (dues paid current)
• Earned experience rating 1.00 or less (non-rated accounts for which an exception is being requested require referral to an underwriter)
• Three year base period incurred loss ratio less than 40% (current year losses should be considered)
• Three year base period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group*
• Three year base period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group*
• Underwriters have judgment authority for approving group pricing

* SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes