Home Builders Association - HBA

OGSERP discount: 11% for 7/1/2011-6/30/2012
Website: http://oregonhba.com  (for dues and membership information)

Robirda Lee, Loss Control Manager
Doug Pettyjohn, Safety Management Consultant
7618 SW Mohawk, Tualatin, OR 97062
P: 971.224.1935  F: 866.681.1822 

Industry –specific loss control and return to work services are provided for the SAIF/Homebuilders Program by Doug Pettyjohn and Robirda Lee, BW Insurance Agency. They can assist you in your efforts to reduce injuries and the associated costs. Their contact information is listed above.

Eligibility Criteria

• Must have an annual standard premium of greater than $2,500
• Be a member in good standing of the association (dues paid current)
• Earned experience rating 1.00 or less (non-rated accounts for which an exception is being requested require referral to an underwriter)
• Three year base period incurred loss ratio less than 40% (current year losses should be considered)
• Three year base period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group*
• Three year base period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group*
• Underwriters have judgment authority for approving group pricing

* SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

* Principal Class Codes

* Account must have one of the following principal classes or have 50% of payroll in the following eligible classes.