Home Builders Association - HBA

Industry-specific loss control and return to work services provided by BW Insurance Agency.
Robirda Lee, Loss Control Manager
7618 SW Mohawk, Tualatin, OR 97062
PO Box 4410, Tualatin, OR 97062
P: 971.224.1900  F: 971.224.2900 

Eligibility Criteria

• Must have an annual standard premium of greater than $2,500
• Be a member in good standing of the association (dues paid current)
• Earned experience rating 1.00 or less (non-rated accounts for which an exception is being requested require referral to an underwriter)
• Three year base period incurred loss ratio less than 40% (current year losses should be considered)
• Three year base period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group
• Three year base period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group
• Underwriters have judgment authority for approving group pricing
  

* Principal Class Codes

* Account must have one of the following principal classes or have 50% of payroll in the following eligible classes.