WORKERS´ COMPENSATION INSURANCE FOR OREGON   800.285.8525
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Associated Oregon Industries (CompSAFE) - AOI

OGSERP discount: 11% for 7/01/2011-6/30/2012
Wendy Floyd, President of AOI Services
1149 Court St NE, Salem, OR 97301
P: 800.452.7862 or 503.588.0050 Portland 503.227.5636; F: 503.588.0052; Email: aoi@aoi.org
Website: http://www.aoi.org/ 
For dues and membership information email: members@aoi.org or call 503.588.0050 ext 701.

Eligibility Criteria


  • Must have an annual standard premium of greater than $2,500
  • Be a member in good standing of the association (dues paid current)
  • Earned experience rating 1.00 or less (non-rated accounts for which an exception is being requested require referral to an underwriter)
  • Three year base period incurred loss ratio less than 40% (current year losses should be considered)
  • Three year base period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group*
  • Three year base period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group*
  • Underwriters have judgment authority for approving group pricing

 * SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes

  • No filed class codes

Exclusions

  • Customers with principal class codes that are included in the Associated Oregon Industries CompSAFE Manufacturers, Associated Oregon Industries CompSAFE Retail/Wholesale, Associated Oregon Industries CompSAFE Services, and Associated Oregon Industries CompSAFE Transportation groups will be excluded from Associated Oregon Industries CompSAFE.
  • Customers engaged in cattle ranching, reforestation, and wood products (sawmills, remanufacturing, etc.) operations, and those with Best’s Hazard Indicators of 10 (example: ship building, roofing, iron/steel erecting).
  • Non-profit organizations qualify for membership in Associated Oregon Industries if government funding is below a certain percentage. Please call AOI Membership to determine your eligibility.