Coverage details

Depending on your business, you may have questions about who is included under your policy or whether your policy may be endorsed to meet your coverage needs. This section helps explain the most common coverage details.

Subcontractors

What employers need to know about their responsibility for workers' comp insurance for subcontractors and contract laborers.

Leased workers
If you use leased workers, you need to determine who is responsible for providing workers' comp coverage for those workers.

Telecommuters
Telecommuters may or may not be covered by your standard SAIF policy. Learn more about telecommuters and payroll reporting requirements.

For more information about coverage details, be sure to look in the menu on the left. And if you don't see the topic you're looking for, we can help. Just contact us at 800.285.8525.

And to learn how to get coverage, how rates are calculated, steps you can take to try to reduce your premium, and more in our Learn about coverage section.