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" NavigationTitle="Filing and managing a claim" FeatureTitle="Filing and managing a claim" Icon="      fad fa-file-upload    " IsComponent="false"><Page ID="x17388" URL="employer-guide/filing-and-managing-a-claim/reporting-a-workplace-injury.html" Schema="StandardPage" Locale="en-us" Changed="20260203T16:55:47" CategoryIds="" Name="Reporting a workplace injury" Title="Reporting a workplace injury" SubTitle="We can help you navigate the claim process. It starts with you filing a claim, and, hopefully, ends with a productive employee back at work. " FeatureText="We can help you navigate the claim process." 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IsComponent="false"><Page ID="x23225" URL="employer-guide/preventing-fraud/avoiding-scams.html" Schema="StandardPage" Locale="en-us" Changed="20251208T22:58:32" CategoryIds="" Name="Avoiding scams" Title="Avoiding scams" NavigationTitle="Avoiding scams" IsComponent="false" /></Page><Page ID="x17455" URL="employer-guide/getting-back-to-work.html" Schema="SectionLandingPage" Locale="en-us" Changed="20250723T23:00:55" CategoryIds="" Name="Getting back to work" Title="Getting back to work" SubTitle="We want to get your injured worker the resources needed to recover and return to an appropriate level of work.From financial incentives for work modifications to helping transition into a temporary job, there are a number of ways SAIF can help get an injured worker back on the job once a claim has been processed.Take a look at these resources and give us a call at 800.285.8525 and ask to speak to a return-to-work consultant if you are interested in using them." FeatureText="We want to get your injured worker the resources needed to recover and return to an appropriate level of work." FeatureTitle="Getting back to work" Icon="      fad fa-user-check    " IsComponent="false"><Page ID="x462" URL="employer-guide/getting-back-to-work/return-to-work-programs.html" Schema="StandardPage" Locale="en-us" Changed="20260401T23:26:48" CategoryIds="" Name="Return-to-work programs" Title="Return-to-work programs" SubTitle="SAIF is committed to helping injured workers return to work when they are ready. " FeatureText="If an injured worker cannot return immediately to regular work due to restrictions, SAIF return-to-work consultants will work with you and the treating physician to get the injured worker to a transitional/temporary job. " FeatureTitle="Return-to-work programs" Icon="      fad fa-hands-helping    " IsComponent="false" /><Page ID="x463" URL="employer-guide/getting-back-to-work/eaip.html" Schema="StandardPage" Locale="en-us" Changed="20241010T22:21:34" CategoryIds="" Name="EAIP" Title="EAIP" SubTitle="The Employer-at-Injury Program (EAIP) is a program that offers financial incentives for employers and injured workers." FeatureText="This program offers financial incentives that may be available to you for modifying and creating productive work for an injured worker. The program is part of the state of Oregon's Workers' Benefit Fund and using it does not affect your premium or claim costs." FeatureTitle="Employer-at-injury-Program (EAIP)" Icon="      fad fa-file-invoice-dollar    " IsComponent="false" /><Page ID="x464" URL="employer-guide/getting-back-to-work/preferred-worker-program.html" Schema="StandardPage" Locale="en-us" Changed="20250514T22:53:09" CategoryIds="" Name="Preferred Worker Program" Title="Preferred Worker Program" FeatureText="This State of Oregon program encourages re-employment of qualified Oregon workers who are unable to return to previous work because of permanent disabilities that resulted from on the job injuries. Call and ask for our internal PWP expert." FeatureTitle="Preferred Worker Program" Icon="      fad fa-id-card    " IsComponent="false" /></Page><Page ID="x467" URL="employer-guide/learn-about-coverage.html" Schema="SectionLandingPage" Locale="en-us" Changed="20230822T14:52:06" CategoryIds="" Name="Learn about coverage" Title="Learn about coverage" SubTitle="Learn about workers' comp, how rates are calculated, how to obtain coverage, steps you can take to try to reduce your premium, and more. " FeatureText="Learn about workers' comp, how rates are calculated, how to obtain coverage, steps you can take to try to reduce your premium, and more. " FeatureTitle="Learn about coverage" Icon="      fad fa-info-circle    " IsComponent="false"><Page ID="x19195" URL="employer-guide/learn-about-coverage/getting-started-with-saif.html" Schema="SectionLandingPage" Locale="en-us" Changed="20260203T16:57:54" CategoryIds="" Name="Getting started with SAIF" Title="Getting started with SAIF" NavigationTitle="Getting started with SAIF" IsComponent="false" /><Page ID="x469" URL="employer-guide/learn-about-coverage/workers-compensation-overview.html" Schema="StandardPage" Locale="en-us" Changed="20250306T01:19:43" CategoryIds="" Name="Workers' compensation overview" Title="What is workers' comp?" SubTitle="At SAIF, we believe the best way to protect and serve Oregon’s workers and businesses is by making this the safest place to work in the nation." FeatureText="In short, workers' compensation insurance (often called &quot;workers' comp&quot;) provides benefits for workers who become injured or sick as a result of their work." NavigationTitle="Workers' compensation overview" FeatureTitle="Workers' compensation overview" Icon="      fad fa-money-check-alt    " IsComponent="false" /><Page ID="x470" URL="employer-guide/learn-about-coverage/sample-workers-comp-policy.html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:32:02" CategoryIds="" Name="Sample workers comp policy" Title="Sample workers’ compensation policy" SubTitle="Want to see what a standard workers' comp policy looks like, or learn more about special types of coverage or reporting your payroll? Read on." FeatureText="See what a standard workers' comp policy looks like, and learn more about special types of coverage or reporting your payroll." NavigationTitle="Sample workers’ compensation policy" FeatureTitle="Sample workers’ compensation policy" Icon="      fad fa-file-alt    " IsComponent="false" /><Page ID="x471" URL="employer-guide/learn-about-coverage/premium-and-rate-overview.html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:35:43" CategoryIds="" Name="Premium and rate overview" Title="Workers' compensation insurance costs" SubTitle="The information below is general—virtually every policy is different. For questions or details about your specific policy, please contact your agent or call us at 800.285.8525—we're happy to help." FeatureText="Your insurance premium is based on a number of factors. This section identifies many of those factors and explains how they work." FeatureTitle="Premium and rate overview" Icon="      fad fa-calculator-alt    " IsComponent="false" /><Page ID="x472" URL="employer-guide/learn-about-coverage/keeping-rates-low.html" Schema="StandardPage" Locale="en-us" Changed="20240126T21:09:42" CategoryIds="" Name="Keeping rates low" Title="Keeping rates low" SubTitle="So you'd like to lower your rates, but you don't have a lot of extra time to devote to it. Here are a few tips that may help:" FeatureText="So you'd like to lower your rates, but you don't have a lot of extra time to devote to it. Here are a few tips that may help." FeatureTitle="Keeping rates low" Icon="      fad fa-percentage    " IsComponent="false" /><Page ID="x17489" URL="employer-guide/learn-about-coverage/workers-compensation-insurance-for-small-business.html" Schema="StandardPage" Locale="en-us" Changed="20260330T23:09:39" CategoryIds="" Name=" Workers compensation insurance for small business" Title="Workers’ compensation insurance for small business" SubTitle="Our SAIF service center is designed to meet the needs of small business and helps make us the leading workers' comp insurance provider in Oregon. " FeatureText="Learn about workers' comp and get the coverage you need. There are lots of ways to buy a policy—including online." BannerImage="/images/EmployerGuide/010720_small_business_330X205.jpg" BannerText="&lt;h6&gt;Get the coverage you need.&lt;/h6&gt;&lt;p&gt;If you&amp;rsquo;re an Oregon employer, you most likely need workers&amp;rsquo; compensation insurance. There are lots of ways to get covered, including online.&amp;nbsp;&lt;a href=&quot;/x11473.xml&quot;&gt;Learn more here.&lt;/a&gt;&lt;/p&gt;" NavigationTitle="Small business" FeatureTitle="SAIF for small business" Icon="      fad fa-store    " IsComponent="false" /><Page ID="x468" URL="employer-guide/learn-about-coverage/other-states-coverage.html" Schema="StandardPage" Locale="en-us" Changed="20260209T18:46:16" CategoryIds="" Name="Other states coverage" Title="Other states coverage" FeatureText="Coverage for employees working for extended periods of time or permanently located in another state may require a separate policy. We've got you covered." BannerImage="/images/AgentGuide/Agent_Guide_Sliders_Other_States_2026.jpg" BannerText="&lt;h6&gt;Other States Coverage&lt;/h6&gt;&lt;p&gt;Coverage for employees working for extended periods of time or permanently located in another state may require a separate policy. &lt;a href=&quot;https://www.saif.com/employer-guide/learn-about-coverage/other-states-coverage.html&quot; target=&quot;_blank&quot; rel=&quot;noopener&quot;&gt;We've got you covered.&lt;/a&gt;&lt;/p&gt;" FeatureTitle="Other states coverage" Icon="      fad fa-map-marker-check    " IsComponent="false" /><Page ID="x879" URL="employer-guide/learn-about-coverage/nondisabling-claims-reimbursement-program.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:50" CategoryIds="" Name="Nondisabling Claims Reimbursement program " Title="Nondisabling Claims Reimbursement program" FeatureText="Under this program, employers can totally eliminate or partially reduce claim costs from future consideration in determining experience modifications or other charges based on losses." FeatureTitle="Nondisabling Claims Reimbursement program" Icon="      fad fa-hand-holding-usd    " IsComponent="false" /></Page><Page ID="x475" URL="employer-guide/coverage-details.html" Schema="SectionLandingPage" Locale="en-us" Changed="20240801T19:17:04" CategoryIds="" Name="Coverage details" Title="Workers' compensation liability insurance" SubTitle="Depending on your business, you may have questions about who is included under your policy or whether your policy may be endorsed to meet your coverage needs. This section helps explain the most common coverage details. " FeatureText="Depending on your business, you may have questions about who is included under your policy or whether your policy may be endorsed to meet your coverage needs." FeatureTitle="Workers' compensation liability insurance" Icon="      fad fa-file-search    " IsComponent="false"><Page ID="x17587" URL="employer-guide/coverage-details/renewing-your-policy.html" Schema="StandardPage" Locale="en-us" Changed="20250625T18:09:51" CategoryIds="" Name="Renewing your policy" Title="Renewing your policy" SubTitle="Want to renew your SAIF policy? Here’s what you need to know." NavigationTitle="Renewing your policy" IsComponent="false" /><Page ID="x12512" URL="employer-guide/coverage-details/certificate-of-coverage.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="" Name="Certificate of coverage" Title="Certificate of coverage" SubTitle="Need a certificate of coverage for yourself or a contractor?" FeatureText="We can issue a certificate directly to individuals or companies who contract with our policyholders." 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In some situations, your workers' comp coverage may extend to the contractors you use. This may happen even if you and your contractor agreed in writing that the subcontractor is independent and no employer/employee relationship exists.That's why you should discuss responsibility for the subcontractor's workers' comp coverage before work begins and injuries occur. This reduces litigation and allows you to accurately assess workers' comp costs when negotiating contracts." FeatureText="What employers need to know about their responsibility for workers' comp insurance for subcontractors and contract laborers." 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FeatureTitle="Longshore and harbor workers" Icon="      fad fa-forklift    " IsComponent="false" /><Page ID="x483" URL="employer-guide/coverage-details/employers-liability-insurance.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:37" CategoryIds="" Name="Employers' liability insurance" Title="Employers' liability insurance" FeatureText="Employers' liability insurance is part of the standard workers' comp insurance policy." FeatureTitle="Employers' liability insurance" Icon="      fad fa-shield-check    " IsComponent="false" /><Page ID="x484" URL="employer-guide/coverage-details/waivers-of-subrogation.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:37" CategoryIds="" Name="Waivers of subrogation" Title="Waivers of subrogation" IsComponent="false" /></Page><Page ID="x363" URL="x363.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="News" IsComponent="true"><Page ID="x535" URL="employer-guide/news.html" Schema="NewsListPage" Locale="en-us" Changed="20260108T18:17:40" CategoryIds="" Name="News" Title="Employer news archive" IsComponent="false" /><Page ID="x10876" URL="x10876.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="2018" IsComponent="true"><Page ID="x10904" URL="employer-guide/news-and-tips-email.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="News and tips email" Title="Work safe. Be well. Better manage workers’ comp." SubTitle="Sign up for quick and easy email tips to use and share." BannerImage="/images/SharedContent/Banners/061016_Email-Tips_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Work safe. Be well. Better manage workers' comp.&lt;/h6&gt;&lt;p&gt;Sign up for quick and easy email &lt;a href=&quot;/employer-guide/news-and-tips-email.html&quot;&gt;tips to use and share&lt;/a&gt;.&lt;/p&gt;" PostDate="2018-03-16" NavigationTitle="Sign up for email tips" IsComponent="false" /><Page ID="x12260" URL="employer-guide/a-years-worth-of-health-and-safety-ideas.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="A years worth of health and safety ideas" Title="A year’s worth of health and safety ideas" SubTitle="Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you turn promises into healthy practices." FeatureText="Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you turn promises into healthy practices." BannerImage="/images/SharedContent/Banners/010119_TWH_Slider_330x205.gif" BannerText="&lt;h6&gt;A year&amp;rsquo;s worth of health and safety ideas&lt;/h6&gt;&lt;p&gt;Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you &lt;a href=&quot;/employer-guide/a-years-worth-of-health-and-safety-ideas.html&quot;&gt;turn promises into healthy practices&lt;/a&gt;.&lt;/p&gt;" PostDate="2018-12-21" FeatureTitle="A year’s worth of workplace wellness ideas" Image="      a/7622          " IsComponent="false" /><Page ID="x12158" URL="employer-guide/2018-calendar-convey-keystone.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar ConVey Keystone" Title="2018 calendar: Con-Vey Keystone" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-11-30" NavigationTitle="2018 calendar Con-Vey Keystone" IsComponent="false" /><Page ID="x12125" URL="employer-guide/dont-fall-for-holiday-hazards.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Dont fall for holiday hazards" Title="Don’t fall for holiday hazards." SubTitle="Follow these tips for staying healthy and safe this holiday season." FeatureText="Watch this brief video on safe—and unsafe—ways to decorate a snow person. Then follow these tips for staying healthy and safe this holiday season." BannerImage="/images/SharedContent/Banners/120318_Holiday_Hazards_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Don&amp;rsquo;t fall for holiday hazards.&lt;/h6&gt;&lt;p&gt;Watch this brief video on safe&amp;mdash;and unsafe&amp;mdash;ways to decorate a snow person. Then follow these &lt;a href=&quot;/employer-guide/dont-fall-for-holiday-hazards.html&quot;&gt;tips for staying healthy and safe this holiday season&lt;/a&gt;.&lt;/p&gt;" PostDate="2018-11-21" FeatureTitle="Don’t fall for holiday hazards" Image="      a/7252          " IsComponent="false" /><Page ID="x11931" URL="employer-guide/set-a-good-example-during-flu-season.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Set a good example during flu season" Title="Set a good example during flu season" SubTitle="Don’t let the flu take your whole team down. Stay home if you’re sick, and follow these tips." BannerImage="/images/SharedContent/Flu_season/110518_Flu_Season_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Set a good example during flu season&lt;/h6&gt;&lt;p&gt;Don&amp;rsquo;t let the flu take your whole team down. Stay home if you&amp;rsquo;re sick, and &lt;a href=&quot;/employer-guide/set-a-good-example-during-flu-season.html&quot;&gt;follow these tips&lt;/a&gt;.&lt;/p&gt;" PostDate="2018-11-05" IsComponent="false" /><Page ID="x11909" URL="employer-guide/2018-calendar-bostwick-construction-and-millwork.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Bostwick Construction and Millwork" Title="2018 calendar: Bostwick Construction &amp; Millwork" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-11-01" NavigationTitle="2018 calendar Bostwick Construction and Millwork" IsComponent="false" /><Page ID="x11753" URL="employer-guide/free-ag-safety-seminars-are-back-this-month.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Free ag safety seminars are back this month" Title="Free ag safety seminars are back this month" SubTitle="Annual seminars will visit 16 cities between now and March." BannerImage="/images/SharedContent/Banners/100918_Ag_Seminars_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Free ag safety seminars are back this month&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/free-ag-safety-seminars-are-back-this-month.html&quot;&gt;Annual seminars&lt;/a&gt; will visit 16 cities between now and March.&lt;/p&gt;" PostDate="2018-10-10" IsComponent="false" /><Page ID="x11680" URL="employer-guide/2018-calendar-forest-grove-high-school.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Forest Grove High School" Title="2018 calendar: Forest Grove High School" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon" PostDate="2018-09-27" NavigationTitle="2018 calendar Forest Grove High School" IsComponent="false" /><Page ID="x11531" URL="employer-guide/2018-calendar-oregon-trail-electric.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Oregon Trail Electric" Title="2018 calendar: Oregon Trail Electric" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-08-30" NavigationTitle="2018 calendar: Oregon Trail Electric" IsComponent="false" /><Page ID="x11441" URL="employer-guide/2018-calendar-pence-kelly.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Pence Kelly" Title="2018 calendar: Pence/Kelly Concrete" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-08-01" NavigationTitle="2018 calendar: Pence/Kelly Concrete" IsComponent="false" /><Page ID="x11362" URL="employer-guide/what-do-you-work-for.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="What do you work for" Title="What do you work for?" SubTitle="SAIF’s new ad campaign celebrates the reasons people work" FeatureText="SAIF's new ad campaign celebrates the reasons people work." BannerImage="/images/SharedContent/Banners/070118_I_work_for_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;What do you work for?&lt;/h6&gt;&lt;p&gt;SAIF's new ad campaign celebrates &lt;a href=&quot;/employer-guide/what-do-you-work-for.html&quot;&gt;the reasons people work&lt;/a&gt;&lt;/p&gt;" PostDate="2018-06-28" NavigationTitle="What do you work for" FeatureTitle="What do you work for?" Image="      a/7598          " IsComponent="false" /><Page ID="x11358" URL="employer-guide/healthy-is-new-safe-poster-series.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Healthy is new safe poster series" Title="Crave-worthy wellness posters: Collect all six" SubTitle="Finally! A cure for boring bulletin boards and breakrooms" FeatureText="Finally! A cure for boring bulletin boards and breakrooms" BannerImage="/images/SharedContent/Banners/060118_Poster_series_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Crave-worthy wellness posters: Collect all six&lt;/h6&gt;&lt;p&gt;Finally! A cure for boring &lt;a href=&quot;/employer-guide/healthy-is-new-safe-poster-series.html&quot;&gt;bulletin boards and breakrooms&lt;/a&gt;&lt;/p&gt;" PostDate="2018-06-28" NavigationTitle="Poster series" FeatureTitle="Crave-worthy wellness posters: Collect all six" Image="      a/7611          " IsComponent="false" /><Page ID="x11347" URL="employer-guide/2018-calendar-green-hammer.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Green Hammer" Title="2018 calendar: Green Hammer" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon" PostDate="2018-06-22" NavigationTitle="2018 calendar Green Hammer" IsComponent="false" /><Page ID="x11250" URL="employer-guide/2018-calendar-nw-crane-service.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar N.W. Crane Service" Title="2018 calendar: N.W. Crane Service" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon" PostDate="2018-06-01" NavigationTitle="2018 calendar N.W. Crane Service" IsComponent="false" /><Page ID="x11153" URL="employer-guide/2018-calendar-lease-crutcher-lewis.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Lease Crutcher Lewis" Title="2018 calendar: Lease Crutcher Lewis" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-05-01" NavigationTitle="2018 Calendar Lease Crutcher Lewis" IsComponent="false" /><Page ID="x10987" URL="employer-guide/2018-calendar-redmond-city-hall.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Redmond City Hall" Title="2018 calendar: Redmond City Hall" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-04-02" NavigationTitle="2018 calendar Redmond City Hall" IsComponent="false" /><Page ID="x10524" URL="employer-guide/2018-calendar-psu-school-of-architecture.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar PSU School of Architecture" Title="2018 calendar: Portland State University School of Architecture" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." BannerText="&lt;h6&gt;2018 calendar: Portland State University School of Architecture&lt;/h6&gt;&lt;p&gt;Meet the SAIF policyholders who are helping to build a better&amp;mdash;and safer&amp;mdash;Oregon.&lt;/p&gt;" PostDate="2018-03-02" NavigationTitle="2018 calendar PSU School of Architecture" IsComponent="false" /><Page ID="x10439" URL="employer-guide/kitchen-safety-showdown.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Kitchen safety showdown" Title="Kitchen safety showdown" SubTitle="In SAIF’s sizzling new video series, chefs compete to see who’s got the chops when it comes to avoiding common kitchen hazards, including cuts and burns, strains and falls, and chemicals and equipment." FeatureText="In SAIF's sizzling new video series, chefs compete to see who's got the chops when it comes to avoiding common kitchen hazards, including cuts and burns, strains and falls, and chemicals and equipment." BannerImage="/images/SharedContent/Banners/020118_KitchenSafety_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Kitchen safety showdown&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/kitchen-safety-showdown.html&quot;&gt;In SAIF's sizzling new video series&lt;/a&gt;, chefs compete to see who's got the chops when it comes to avoiding common kitchen hazards, including cuts and burns, strains and falls, and chemicals and equipment.&lt;/p&gt;" PostDate="2018-02-02" NavigationTitle="Kitchen safety showdown" FeatureTitle="Kitchen safety showdown" Image="      a/7599          " IsComponent="false" /><Page ID="x10420" URL="employer-guide/2018-calendar-habitat-for-humanity.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Habitat for Humanity" Title="2018 calendar: Newberg Area Habitat for Humanity" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." PostDate="2018-02-01" NavigationTitle="2018 calendar Habitat for Humanity" IsComponent="false" /><Page ID="x10356" URL="employer-guide/top-3-safety-trainings.html" Schema="NewsArticle" Locale="en-us" Changed="20260303T22:12:48" CategoryIds="258" Name="Top 3 safety trainings" Title="Top 3 safety trainings" SubTitle="A safe and healthy place to work is important—for you and your employees. Not sure where to start? Our free online trainings can help—in 10 minutes or less." BannerImage="/images/SharedContent/Banners/011218_Trainings_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Top 3 safety trainings&lt;/h6&gt;&lt;p&gt;A safe and healthy place to work is important&amp;mdash;for you and your employees. Not sure where to start? &lt;a href=&quot;/employer-guide/top-3-safety-trainings.html&quot;&gt;Our free online trainings&lt;/a&gt; can help&amp;mdash;in 10 minutes or less.&lt;/p&gt;" PostDate="2018-01-12" NavigationTitle="Top 3 safety trainings" IsComponent="false" /><Page ID="x10324" URL="employer-guide/2018-calendar-fought-co-refa-erection.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="2018 calendar Fought Co REFA Erection" Title="2018 calendar: Fought &amp; Co./REFA Erection" SubTitle="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." FeatureText="Meet the SAIF policyholders who are helping to build a better—and safer—Oregon." BannerImage="/images/SharedContent/Banners/0104_FoughtSteel_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;2018 calendar: Fought &amp;amp; Co., REFA Erection&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/2018-calendar-fought-co-refa-erection.html&quot;&gt;Meet the SAIF policyholders&lt;/a&gt; who are helping to build a better&amp;mdash;and safer&amp;mdash;Oregon.&lt;/p&gt;" PostDate="2018-01-04" NavigationTitle="2018 calendar Fought and Co." FeatureTitle="2018 calendar: Fought &amp; Co., REFA Erection" Image="      a/7367          " IsComponent="false" /><Page ID="x12261" URL="employer-guide/a-years-worth-of-health-and-safety-ideas-x12261.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="A years worth of health and safety ideas" Title="A year’s worth of health and safety ideas" SubTitle="Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you turn promises into healthy practices." FeatureText="Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you turn promises into healthy practices." BannerImage="/images/SharedContent/Banners/010119_TWH_Slider_330x205.gif" BannerText="&lt;h6&gt;A year&amp;rsquo;s worth of health and safety ideas&lt;/h6&gt;&lt;p&gt;Making resolutions is easy. Keeping them is hard. Our new videos, posters, and other tools can help you &lt;a href=&quot;/safety-and-health/a-years-worth-of-health-and-safety-ideas.html&quot;&gt;turn promises into healthy practices&lt;/a&gt;.&lt;/p&gt;" PostDate="2018-12-21" FeatureTitle="A year’s worth of workplace wellness ideas" Image="      a/7622          " IsComponent="false" /></Page><Page ID="x10877" URL="x10877.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="2017" IsComponent="true"><Page ID="x10021" URL="employer-guide/walking-working-surfaces-rule-changes.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="Walking working surfaces rule changes" Title="New rules for walking-working surfaces take effect Nov. 1, 2017" SubTitle="Changes cover a wide range of workers and include portable ladders, training, dock boards, fall protection, and more." PostDate="2017-10-20" NavigationTitle="Walking-working surfaces rule changes" IsComponent="false" /><Page ID="x8711" URL="employer-guide/post-injury-drug-testing.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Post injury drug testing" Title="New post-injury drug testing rules" SubTitle="The change prohibits retaliating against employees for reporting work-related injuries and illnesses." PostDate="2017-05-31" IsComponent="false" /><Page ID="x9436" URL="employer-guide/july-1-average-weekly-wage-change.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="July 1 average weekly wage change" Title="Average weekly wage changes are effective July 1" SubTitle="For only the third time in history, the AWW decreased." PostDate="2017-06-29" IsComponent="false" /><Page ID="x9788" URL="employer-guide/saif-declares-2017-dividend.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="SAIF declares 2017 dividend" Title="Safety pays—again and again" SubTitle="SAIF will return two dividends to its customers this year: one based on premium alone, and another based on safety performance." PostDate="2017-09-14" IsComponent="false" /><Page ID="x10184" URL="employer-guide/2018-cn-calendar-building-oregon.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="737|258" Name="2018 CN calendar building Oregon" Title="2018 calendar: Building a better—and safer—Oregon" SubTitle="From high school students in Forest Grove to high-wire utility workers in La Grande, meet the Oregonians who are answering construction’s call." FeatureText="From high school students in Forest Grove to high-wire utility workers in La Grande, meet the Oregonians featured in our 2018 calendar who are answering construction's call." BannerImage="/images/SharedContent/Banners/120417_2018Calendar_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Building a better&amp;mdash;and safer&amp;mdash;Oregon&lt;/h6&gt;&lt;p&gt;From high school students in Forest Grove to high-wire utility workers in La Grande, meet the Oregonians featured in our &lt;a href=&quot;/employer-guide/2018-cn-calendar-building-oregon.html&quot;&gt;2018 calendar&lt;/a&gt; who are answering construction's call.&lt;/p&gt;" PostDate="2017-12-01" NavigationTitle="2018 CN calendar" FeatureTitle="Building a better—and safer—Oregon" Image="      a/4452          " IsComponent="false" /><Page ID="x4588" URL="employer-guide/the-wonder-of-the-workplace.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="The wonder of the workplace" Title="The wonder of the workplace" SubTitle="Read stories and watch videos celebrating the special people and moments that help make Oregon the safest, healthiest—and most wonderful—place to work." FeatureText="Celebrate the special people and moments that help make Oregon the safest, healthiest-and most wonderful-place to work. Read stories and watch videos from our 2017 policyholder calendar." BannerImage="/images/SharedContent/Banners/042117_AdelmanPeony_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Blooming beautiful&lt;/h6&gt;&lt;p&gt;When Jim and Carol Adelman started their apple orchard north of Salem, peonies were just a sideline. Today, the Adelmans are among the top peony growers in the world. The gardens are&lt;a href=&quot;http://peonyparadise.com/visitinginfoandmap.aspx&quot; target=&quot;_blank&quot;&gt; open to the public&lt;/a&gt; starting April 29. Find more &lt;a href=&quot;/employer-guide/the-wonder-of-the-workplace.html&quot;&gt;wonderful Oregon workplaces&lt;/a&gt; on saif.com.&lt;/p&gt;" PostDate="2017-01-02" NavigationTitle="The wonder of the workplace" FeatureTitle="The wonder of the workplace" Image="      a/7627          " IsComponent="false" /><Page ID="x4809" URL="employer-guide/new-fall-protection-standards.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="new fall protection standards" Title="New fall protection standards for construction" SubTitle="The changes apply to minimum trigger height and the use of slide guards." PostDate="2017-01-14" IsComponent="false" /><Page ID="x4819" URL="employer-guide/making-workers-comp-easy.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Making workers’ comp easy" Title="Making workers’ comp easy" SubTitle="3 things you can do online to save time, work safe, and get smart." BannerImage="/images/SharedContent/Banners/012017_BOL_WC-Easy_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Making workers&amp;rsquo; comp easy&lt;/h6&gt;&lt;p&gt;3 things you can do online to &lt;a href=&quot;/employer-guide/making-workers-comp-easy.html&quot;&gt;save time, work safe, and get smart&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-01-20" NavigationTitle="Making WC easy" IsComponent="false" /><Page ID="x5388" URL="employer-guide/2017-comp-news-putting-safe-and-healthy-habits-within-reach.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="2017 Comp News putting safe and healthy habits within reach" Title="2017 Comp News: putting safe and healthy habits within reach" SubTitle="Find simple strategies for helping workers achieve their healthy goals—and be safer in the process." PostDate="2017-03-15" NavigationTitle="2017 Comp News" IsComponent="false" /><Page ID="x5612" URL="employer-guide/oregon-groups-sign-health-alliance.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="oregon groups sign health alliance" Title="State organizations align on health and safety" SubTitle="SAIF, Oregon OSHA, and an OHSU team sign first-ever alliance on Total Worker Health®" PostDate="2017-03-20" IsComponent="false" /><Page ID="x5727" URL="employer-guide/walking-into-a-workers-comp-claim.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Walking into a workers’ comp claim" Title="Walking into a workers’ comp claim?" SubTitle="Employer wellness programs are an important strategy in injury prevention, but some activities could be compensable." PostDate="2017-03-31" NavigationTitle="walking into a claim" IsComponent="false" /><Page ID="x5734" URL="employer-guide/driving-wellness.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Driving wellness" Title="Driving wellness" SubTitle="Think you have a hard time getting enough exercise? Try being strapped behind the wheel all day." FeatureText="Think you have a hard time getting enough exercise? Try being strapped behind the wheel all day. Find out how one Oregon transit company invested its SAIF dividend in wellness and logged enough steps to walk around the world-twice." BannerImage="/images/SharedContent/Banners/033117_Driving_Wellness_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Driving wellness&lt;/h6&gt;&lt;p&gt;Think you have a hard time getting enough exercise? Try being strapped behind the wheel all day. &lt;a href=&quot;/employer-guide/driving-wellness.html&quot;&gt;Find out how one Oregon transit company invested its SAIF dividend&lt;/a&gt; in wellness and logged enough steps to walk around the world-twice.&lt;/p&gt;" PostDate="2017-03-31" NavigationTitle="Salem-Keizer Transit wellness" FeatureTitle="Driving wellness" Image="      a/7580          " IsComponent="false" /><Page ID="x10004" URL="employer-guide/saifs-free-ag-safety-and-health-seminars.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="SAIF’s free ag safety and health seminars" Title="SAIF’s free ag safety and health workshops return in November" SubTitle="The annual employer trainings will be held in 16 cities from October to March, including nine in Spanish." BannerImage="/images/SharedContent/Banners/101917_AgSafetySeminars_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;SAIF's free agricultural safety and health seminars return&lt;/h6&gt;&lt;p&gt;The &lt;a href=&quot;/employer-guide/saifs-free-ag-safety-and-health-seminars.html&quot;&gt;annual employer trainings&lt;/a&gt; will be held in 16 cities from October to March, including nine in Spanish.&lt;/p&gt;" PostDate="2017-10-20" NavigationTitle="Ag safety and health seminars" IsComponent="false" /><Page ID="x7731" URL="employer-guide/confused-about-safety-committees-and-safety-meetings.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Confused about safety committees and safety meetings" Title="Confused about safety committees and safety meetings? You’re not alone." SubTitle="Our quick online training will walk you through the steps to find out what you need to know and how to get started." BannerImage="/images/SharedContent/Banners/051217_Safety_Committees_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Confused about safety committees and safety meetings? You're not alone. [video]&lt;/h6&gt;&lt;p&gt;Our quick online training will walk you through the steps to find out &lt;a href=&quot;/employer-guide/confused-about-safety-committees-and-safety-meetings.html&quot;&gt;what you need to know and how to get started&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-05-12" NavigationTitle="Safety committee training" IsComponent="false" /><Page ID="x8350" URL="employer-guide/supreme-court-brown-case.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258" Name="Supreme Court Brown case" Title="Supreme Court decides Brown case" SubTitle="The case addresses the term “otherwise compensable injury.”" PostDate="2017-05-16" IsComponent="false" /><Page ID="x1905" URL="employer-guide/sign-up-for-quick-and-easy-email-tips.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Sign up for quick and easy email tips" Title="Work safe. Be well. Better manage workers’ comp." SubTitle="Sign up for quick and easy email tips to use and share. " FeatureText="Email tips for anyone interested in preventing injuries, promoting health, and saving time and money on workers' comp." BannerImage="/images/SharedContent/Banners/061016_Email-Tips_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Work safe. Be well. Better manage workers' comp.&lt;/h6&gt;&lt;p&gt;Sign up for quick and easy &lt;a href=&quot;/employer-guide/sign-up-for-quick-and-easy-email-tips.html&quot;&gt;email tips to use and share&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-03-06" NavigationTitle="Sign up for email tips" FeatureTitle="Get safe. Get smart." Image="      a/7583          " IsComponent="false" /><Page ID="x10204" URL="employer-guide/the-latest-crime-fighting-weapon-warrior-pose.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="258" Name="The latest crime-fighting weapon Warrior pose" Title="The latest crime-fighting weapon: Warrior pose?" SubTitle="How the Bend PD is using yoga and mindfulness to help officers be safer, healthier, and better able to manage stress." FeatureText="Learn how the Bend PD is using yoga and mindfulness to help officers be safer, healthier, and better able to manage stress." BannerImage="/images/SharedContent/Banners/121317_Relaxation_Bend-PD_Slider_330x205_image.jpg" BannerText="&lt;p&gt;Learn how the Bend PD is using &lt;a href=&quot;/employer-guide/the-latest-crime-fighting-weapon-warrior-pose.html&quot;&gt;yoga and mindfulness&lt;/a&gt; to help officers be safer, healthier, and better able to manage stress.&lt;/p&gt;&lt;p&gt;Need a relaxation break? Our&amp;nbsp;&lt;a href=&quot;https://www.youtube.com/playlist?list=PL331BVFvRJ3JI5mrI9efXP35kEJv2D47c&quot; target=&quot;_blank&quot;&gt;&lt;em&gt;ahhh&lt;/em&gt;-inspiring videos&lt;/a&gt;, featuring scenes from around Oregon, can help.&lt;/p&gt;" PostDate="2017-12-13" NavigationTitle=" Bend police wellness" FeatureTitle="Bend police wellness" Image="      a/7569          " IsComponent="false" /><Page ID="x9783" URL="employer-guide/2018-pure-premium-rate-decrease.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="258|257" Name="2018 pure premium rate decrease" Title="Pure premium rate to drop 14 percent in 2018 " SubTitle="The basic rate Oregon employers pay will decrease again next year. " PostDate="2017-09-13" IsComponent="false" /><Page ID="x11045" URL="x11045.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:27:04" CategoryIds="" Name="Hidden" IsComponent="true"><Page ID="x5740" URL="employer-guide/sneak-more-steps-into-your-work-day.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Sneak more steps into your work day" Title="Sneak more steps into your work day" SubTitle="No time for a long walk or workout? Try one of these quick energy boosters." PostDate="2017-03-31" NavigationTitle="Sneak more steps" IsComponent="false" /><Page ID="x5303" URL="employer-guide/how-safe-is-your-home-office.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="How safe is your home office" Title="How safe is your home office?" SubTitle="Find five tips for telecommuting safely." FeatureText="Telecommuting can be a win for everyone. But what if a worker is injured while working at home? Find five tips for lowering your risk." BannerImage="/images/SharedContent/Banners/031017_Telecommuting_tips_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;How safe is your home office?&lt;/h6&gt;&lt;p&gt;Telecommuting can be a win for everyone. But what if a worker is injured while working at home? &lt;a href=&quot;/employer-guide/how-safe-is-your-home-office.html&quot;&gt;Find five tips for lowering your risk&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-03-10" NavigationTitle="Home office safety" FeatureTitle="How safe is your home office?" IsComponent="false" /><Page ID="x4839" URL="employer-guide/5-tips-to-fight-flu.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="5 tips to fight flu" Title="CDC declares the flu “widespread.” These 5 tips can stop it" SubTitle="It’s one of the worst flu seasons in years; use these ideas to keep your workers healthy and your business going." PostDate="2017-01-25" IsComponent="false" /><Page ID="x4798" URL="employer-guide/brrrraving-cold-weather.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Brrrraving cold weather" Title="Brrrraving cold weather" SubTitle="Plan ahead to prevent cold-related injuries and illnesses." PostDate="2017-01-13" NavigationTitle="Cold stress " IsComponent="false" /><Page ID="x4783" URL="employer-guide/walk-like-a-penguin.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="walk like a penguin" Title="Icy sidewalk? “Walk like a penguin” [video]" SubTitle="Walking like a penguin reduces slips, trips, and falls. " BannerImage="/images/SharedContent/Banners/020217_Icy-Sidewalk-Penguin_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Icy sidewalk? &quot;Walk like a penguin&quot; [video]&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/walk-like-a-penguin.html&quot;&gt;Walking like a penguin&lt;/a&gt; reduces slips, trips, and falls.&lt;/p&gt;" PostDate="2017-01-10" IsComponent="false" /><Page ID="x4752" URL="employer-guide/resolutions-that-really-work.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="Resolutions that really work" Title="Resolutions that really work" SubTitle="Making promises is easy. Keeping them is hard. Here are nine ways you can help employees achieve their healthy goals in 2017—and be safer in the process." FeatureText="Making promises is easy. Keeping them is hard. Here are nine ways you can help employees achieve their healthy goals in 2017—and be safer in the process." BannerImage="/images/SharedContent/Banners/Healthy_Resolutions_slider_330x205.gif" BannerText="&lt;h6&gt;Resolutions that really work&lt;/h6&gt;&lt;p&gt;Making promises is easy. Keeping them is hard. Here are nine ways you can &lt;a href=&quot;/employer-guide/resolutions-that-really-work.html&quot;&gt;help employees achieve their healthy goals in 2017&lt;/a&gt;&amp;mdash;and be safer in the process.&lt;/p&gt;" PostDate="2017-01-05" NavigationTitle="Healthy resolutions" FeatureTitle="Resolutions that really work" Image="      a/7590          " IsComponent="false" /><Page ID="x9684" URL="employer-guide/npm_home-5-to-stay-alive.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="NPM_Home 5 to stay alive" Title="Home: 5 to stay alive" SubTitle="Bad stuff happens. Being prepared helps. Start with these five emergency essentials, then learn more about how to build your kit and make a plan." FeatureText="From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?" BannerImage="/images/SharedContent/Banners/090516_5_Stay_Alive_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;5 to stay alive&lt;/h6&gt;&lt;p&gt;From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?&lt;/p&gt;&lt;p&gt;Start with these five emergency essentials to be better prepared&amp;mdash;at &lt;a href=&quot;/employer-guide/npm_work-5-to-stay-alive.html&quot;&gt;work&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_home-5-to-stay-alive.html&quot;&gt;home&lt;/a&gt;, &lt;a href=&quot;/x9681.xml&quot;&gt;school&lt;/a&gt;, and &lt;a href=&quot;/employer-guide/npm_car_5-to-stay-alive.html&quot;&gt;in your car&lt;/a&gt;. Then learn more about how to build your kit and make a plan.&lt;/p&gt;" PostDate="2017-09-01" NavigationTitle="Home: 5 to stay alive" FeatureTitle="5 to stay alive" Image="      a/7563          " IsComponent="false" /><Page ID="x9687" URL="employer-guide/npm_car_5-to-stay-alive.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="NPM_Car_5 to stay alive" Title="Car: 5 to stay alive" SubTitle="Whether you’re facing winter weather or a flat tire, being prepared helps. Start with these five emergency essentials, then learn more about staying safe on the road. " FeatureText="From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?" BannerImage="/images/SharedContent/Banners/090516_5_Stay_Alive_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;5 to stay alive&lt;/h6&gt;&lt;p&gt;From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?&lt;/p&gt;&lt;p&gt;Start with these five emergency essentials to be better prepared&amp;mdash;at &lt;a href=&quot;/employer-guide/npm_work-5-to-stay-alive.html&quot;&gt;work&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_home-5-to-stay-alive.html&quot;&gt;home&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_school-5-to-stay-alive.html&quot;&gt;school&lt;/a&gt;, and &lt;a href=&quot;/employer-guide/npm_car_5-to-stay-alive.html&quot;&gt;in your car&lt;/a&gt;. Then learn more about how to build your kit and make a plan.&lt;/p&gt;" PostDate="2017-09-01" NavigationTitle="Car: 5 to stay alive" FeatureTitle="5 to stay alive" Image="      a/6923          " IsComponent="false" /><Page ID="x9680" URL="employer-guide/npm_work-5-to-stay-alive.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="NPM_Work 5 to stay alive" Title="Work: 5 to stay alive" SubTitle="If an emergency happens while you’re at work, will you be prepared? Start with these five emergency essentials, then learn more about how to make a plan." FeatureText="From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?" BannerImage="/images/SharedContent/Banners/090516_5_Stay_Alive_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;5 to stay alive&lt;/h6&gt;&lt;p&gt;From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?&lt;/p&gt;&lt;p&gt;Start with these five emergency essentials to be better prepared&amp;mdash;at &lt;a href=&quot;/employer-guide/npm_work-5-to-stay-alive.html&quot;&gt;work&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_home-5-to-stay-alive.html&quot;&gt;home&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_school-5-to-stay-alive.html&quot;&gt;school&lt;/a&gt;, and &lt;a href=&quot;/employer-guide/npm_car_5-to-stay-alive.html&quot;&gt;in your car&lt;/a&gt;. Then learn more about how to build your kit and make a plan.&lt;/p&gt;" PostDate="2017-09-01" NavigationTitle="Work: 5 to stay alive" FeatureTitle="5 to stay alive" Image="      a/6923          " IsComponent="false" /><Page ID="x9688" URL="employer-guide/npm_school-5-to-stay-alive.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="NPM_School 5 to stay alive" Title="School: 5 to stay alive" SubTitle="We all want our kids to be safe at school. Start with these five emergency essentials, then find fun ways to get kids involved in making a plan." FeatureText="From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?" BannerImage="/images/SharedContent/Banners/090516_5_Stay_Alive_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;5 to stay alive&lt;/h6&gt;&lt;p&gt;From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?&lt;/p&gt;&lt;p&gt;Start with these five emergency essentials to be better prepared&amp;mdash;at &lt;a href=&quot;/employer-guide/npm_work-5-to-stay-alive.html&quot;&gt;work&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_home-5-to-stay-alive.html&quot;&gt;home&lt;/a&gt;, &lt;a href=&quot;/employer-guide/npm_school-5-to-stay-alive.html&quot;&gt;school&lt;/a&gt;, and &lt;a href=&quot;/employer-guide/npm_car_5-to-stay-alive.html&quot;&gt;in your car&lt;/a&gt;. Then learn more about how to build your kit and make a plan.&lt;/p&gt;" PostDate="2017-09-01" NavigationTitle="School: 5 to stay alive" FeatureTitle="5 to stay alive" Image="      a/6923          " IsComponent="false" /><Page ID="x9722" URL="employer-guide/be-safe-be-seen.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Be safe Be seen" Title="Be safe. Be seen." SubTitle="In our latest video, SAIF employees bust out some funky moves to help you stay alive when stepping out at night." FeatureText="In our latest video, SAIF employees bust out some funky moves to help you stay alive when stepping out at night." BannerImage="/images/SharedContent/Banners/102417_PedSafety_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Be safe. 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BannerImage="/images/SharedContent/Banners/100217_Colin_Sick_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Colin Sick to save the day&lt;/h6&gt;&lt;p&gt;Feeling ill? Follow the advice of our newest flu fighter and &lt;a href=&quot;/employer-guide/colin-sick-to-save-the-day.html&quot;&gt;stay home to avoid infecting others&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-10-02" NavigationTitle="Colin Sick" FeatureTitle="Colin Sick to save the day" Image="      a/7573          " IsComponent="false" /><Page ID="x10075" URL="employer-guide/prevent-cold-weather-injuries.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="" Name="Prevent cold weather injuries" Title="Don't let winter slip up on you" SubTitle="Take steps now to prevent cold-weather injuries." FeatureText="Crisp fall days are a good reminder that wicked weather may be right around the corner. Don't wait for the next winter storm to get prepared. Here are five things you can do right now to prevent cold-weather injuries." BannerImage="/images/SharedContent/Banners/111517_Prepare-weather_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Don't let winter slip up on you&lt;/h6&gt;&lt;p&gt;Crisp fall days are a good reminder that wicked weather may be right around the corner. Don't wait for the next winter storm to get prepared. Here are &lt;a href=&quot;/employer-guide/prevent-cold-weather-injuries.html&quot;&gt;five things you can do right now&lt;/a&gt; to prevent cold-weather injuries.&lt;/p&gt;" PostDate="2017-11-15" NavigationTitle="Prevent cold-weather injuries" FeatureTitle="Don't let winter slip up on you" Image="      a/7612          " IsComponent="false" /><Page ID="x9426" URL="employer-guide/oregons-dark-secret.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Oregons dark secret" Title="Dress to burn less" SubTitle="Learn the facts about skin cancer. It might save your life." FeatureText="Oregon ranks in the top third for skin cancer rates in the country. Learn the facts; it might save your life." BannerImage="/images/SharedContent/Banners/063017_DarkSecret_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Dress to burn less&lt;/h6&gt;&lt;p&gt;Oregon ranks in the top third for skin cancer rates in the country. &lt;a href=&quot;/employer-guide/oregons-dark-secret.html&quot;&gt;Learn the facts; it might save your life&lt;/a&gt;. Then play our &lt;a href=&quot;https://saif.adobeconnect.com/sunsafety/&quot; target=&quot;_blank&quot;&gt;sun safety game&lt;/a&gt; to find out if you&amp;rsquo;re dressed correctly for working in the sun.&lt;/p&gt;" PostDate="2017-06-30" NavigationTitle="Oregon’s dark secret" FeatureTitle="Dress to burn less" IsComponent="false" /><Page ID="x8552" URL="employer-guide/stand-up-to-falls-nsm1.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Stand up to falls NSM1" Title="Stand up to falls" SubTitle="During National Safety Month, learn three simple things you can do to prevent the nation’s second leading cause of accidental deaths." FeatureText="Learn three simple things you can do to prevent the nation's second leading cause of accidental deaths." BannerImage="/images/SharedContent/NSM-2017/NSM1_Falls_and_Slips_slider_x330x205.jpg" BannerText="&lt;h6&gt;National Safety Month Week 1: Stand up to falls&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/stand-up-to-falls-nsm1.html&quot;&gt;Learn three simple things&lt;/a&gt; you can do to prevent the nation's second leading cause of accidental deaths.&lt;/p&gt;" PostDate="2017-06-01" NavigationTitle="Stand up to falls" FeatureTitle="National Safety Month Week 1: Stand up to falls" Image="      a/7617          " IsComponent="false" /><Page ID="x8633" URL="employer-guide/prepare-for-active-shooters-nsm3.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Prepare for active shooters NSM3" Title="Prepare for active shooters" SubTitle="During National Safety Month, make a plan to respond to workplace violence." BannerImage="/images/SharedContent/NSM-2017/NSM3_Emerg_Plan_slider_x330x205.jpg" BannerText="&lt;h6&gt;National Safety Month Week 3: Prepare for active shooters&lt;/h6&gt;&lt;p&gt;Make a plan to &lt;a href=&quot;/employer-guide/prepare-for-active-shooters-nsm3.html&quot;&gt;respond to workplace violence&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-06-01" NavigationTitle="Prepare for active shooters" IsComponent="false" /><Page ID="x8631" URL="employer-guide/recharge-to-be-in-charge-nsm2.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Recharge to be in charge NSM2" Title="Recharge to be in charge" SubTitle="During National Safety Month, learn how a good night’s sleep can be your best defense against workplace injuries." BannerImage="/images/SharedContent/NSM-2017/NSM2_Recharge_slider_x330x205.jpg" BannerText="&lt;h6&gt;National Safety Month Week 2: Recharge to be in charge&lt;/h6&gt;&lt;p&gt;Learn how a good night&amp;rsquo;s sleep can be your &lt;a href=&quot;/employer-guide/recharge-to-be-in-charge-nsm2.html&quot;&gt;best defense against workplace injuries&lt;/a&gt;.&lt;/p&gt;" PostDate="2017-06-01" NavigationTitle="Recharge to be in charge" IsComponent="false" /><Page ID="x8634" URL="employer-guide/dont-just-sit-there-nsm4.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="Dont just sit there NSM4" Title="Don’t just sit there" SubTitle="During National Safety Month, find ergo tips for working comfortably and safely wherever you are." BannerImage="/images/SharedContent/NSM-2017/NSM4_SprainsStrains-Move_slider_x330x205.jpg" BannerText="&lt;h6&gt;National Safety Month Week 4: Don't just sit there&lt;/h6&gt;&lt;p&gt;Find ergo tips for &lt;a href=&quot;/employer-guide/dont-just-sit-there-nsm4.html&quot;&gt;working comfortably and safely&lt;/a&gt; wherever you are.&lt;/p&gt;" PostDate="2017-06-01" NavigationTitle="Don’t just sit there" IsComponent="false" /><Page ID="x9515" URL="employer-guide/the-eclipse-hazard-you-probably-havent-thought-about-video.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="The eclipse hazard you probably haven't thought about VIDEO" Title="The eclipse hazard you probably haven't thought about [Video]" SubTitle="Before you look up, look around." BannerImage="/images/SharedContent/Banners/071916_Eclipse_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;The eclipse hazard you probably haven't thought about [Video]&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/the-eclipse-hazard-you-probably-havent-thought-about-video.html&quot;&gt;Before you look up, look around.&lt;/a&gt;&lt;/p&gt;" PostDate="2017-07-21" NavigationTitle="The eclipse hazard you probably haven't thought about" IsComponent="false" /><Page ID="x5278" URL="employer-guide/spring-forward-safely.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="" Name="spring forward safely" Title="Spring forward safely on March 12" SubTitle="Let daylight saving time serve as a reminder to check your tire and shoe tread for safety." PostDate="2017-03-09" NavigationTitle="Spring forward safely" IsComponent="false" /></Page></Page><Page ID="x10878" URL="x10878.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="2016" IsComponent="true"><Page ID="x1842" URL="employer-guide/lomakatsi-restoration-project.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Lomakatsi Restoration Project" Title="Healing the land, helping communities" SubTitle="Ashland's Lomakatsi Restoration Project creates jobs, trains teens, and builds trust while restoring forests and streams." BannerImage="/images/SharedContent/Banners/052716_Lomakatsi_Restoration_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Healing the land, helping communities&lt;/h6&gt;&lt;p&gt;Ashland's &lt;a href=&quot;/employer-guide/lomakatsi-restoration-project.html&quot; target=&quot;_blank&quot;&gt;Lomakatsi Restoration Project&lt;/a&gt; creates jobs, trains teens, and builds trust while restoring forests and streams.&lt;/p&gt;" PostDate="2016-05-27" NavigationTitle="Lomakatsi Restoration Project" IsComponent="false" /><Page ID="x4498" URL="employer-guide/dividend-checks-mailed.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="dividend checks mailed" Title="Dividend checks were mailed in mid-October" SubTitle="More than 46,000 policyholders were eligible for the primary dividend." PostDate="2016-11-08" IsComponent="false" /><Page ID="x2150" URL="employer-guide/2016-agc-retro-return.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="2016 AGC retro return" Title="AGC/SAIF program returns $2.5 million to participating businesses " SubTitle="The program emphasizes safety awareness and injury prevention at construction workplaces. " FeatureText="The program emphasizes safety awareness and injury prevention at construction workplaces." PostDate="2016-07-14" FeatureTitle="AGC/SAIF program returns $2.5 million to participating businesses" Image="      a/7613          " IsComponent="false" /><Page ID="x2076" URL="employer-guide/online-policy-docs.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="online policy docs" Title="Policy documents now available online" SubTitle="Check out these additions to the Policyholder Portal" PostDate="2016-07-11" IsComponent="false" /><Page ID="x1615" URL="employer-guide/filling-pantries-fighting-hunger.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:27" CategoryIds="258" Name="Filling pantries, fighting hunger" Title="Food for thought" SubTitle="The Oregon Food Bank and its partner agencies provide emergency services to struggling families while addressing the state’s growing hunger problem." PostDate="2016-01-08" NavigationTitle="Food for thought" IsComponent="false" /><Page ID="x1635" URL="employer-guide/redmond-fire-and-rescue.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Redmond Fire and Rescue" Title="Saving property and lives in Central Oregon" SubTitle="There’s no typical “day at the office” for the men and women of Redmond Fire and Rescue. " PostDate="2016-01-22" NavigationTitle="Redmond Fire and Rescue" IsComponent="false" /><Page ID="x1657" URL="employer-guide/new-reporting-training.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="new reporting training" Title="New online training: Recording a work-related injury or illness" SubTitle="This brief on-demand course covers the basics of OSHA reporting, including what injuries to record and which forms to use.    " BannerImage="/images/Employer/021116_OSHA300_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;OSHA reporting basics&lt;/h6&gt;&lt;p&gt;This quick interactive course covers what every employer needs to know, including &lt;a href=&quot;/employer-guide/new-reporting-training.html&quot;&gt;what injuries to record and which forms to use&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-01-30" IsComponent="false" /><Page ID="x1658" URL="employer-guide/lockout-tagout-talking-points.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="261|258" Name="Lockout tagout talking points" Title="New safety talking points on lockout/tagout" SubTitle="Controlling hazardous energy is critical to staying safe around machinery and its moving parts." PostDate="2016-02-02" IsComponent="false" /><Page ID="x1668" URL="employer-guide/safety-break-on-may-11.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Safety Break on May 11" Title="Take a Safety Break on May 11" SubTitle="Make plans now to promote worker safety and health—and possibly win a pizza party." FeatureText="What do pepperoni and PPE have in common? To find out, make plans now to participate in Safety Break for Oregon on May 11. You could win a pizza party." BannerImage="/images/021216_SafetyBreak_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Take a Safety (and pizza) Break&lt;/h6&gt;&lt;p&gt;What do pepperoni and PPE have in common? To find out, make plans now to &lt;a href=&quot;/employer-guide/safety-break-on-may-11.html&quot;&gt;participate in Safety Break for Oregon&lt;/a&gt; on May 11. You could win a pizza party.&lt;/p&gt;" PostDate="2016-02-12" NavigationTitle="Safety Break on May 11" FeatureTitle="Take a Safety (and pizza) Break" Image="      a/7614          " IsComponent="false" /><Page ID="x1670" URL="employer-guide/sick-leave-changes.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Sick leave changes" Title="Jan. 1 changes to sick leave law don’t affect payroll reporting" SubTitle="The new state laws expand employee sick leave. " PostDate="2016-02-18" IsComponent="false" /><Page ID="x1711" URL="employer-guide/wallowa-county-health-care-district.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Wallowa County Health Care District" Title="Better health care in the backcountry" SubTitle="A new hospital and innovative partnership are bringing doctors and improved medical services to remote Wallowa County." BannerImage="/images/News/031616_WallowaHealth_Slider_330x205_image1.jpg" BannerText="&lt;h6&gt;Better care in the backcountry&lt;/h6&gt;&lt;p&gt;A new hospital and innovative partnership are bringing doctors and improved &lt;a href=&quot;/employer-guide/wallowa-county-health-care-district.html&quot;&gt;medical services to remote Wallowa County&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-03-17" NavigationTitle="Wallowa County Health Care District" IsComponent="false" /><Page ID="x1737" URL="employer-guide/severe-or-fatal-workplace-injury.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Severe or fatal workplace injury" Title="What to do following a severe or fatal workplace injury" SubTitle="Seek immediate medical attention and follow these simple steps." PostDate="2016-03-31" NavigationTitle="Severe or fatal workplace injury" IsComponent="false" /><Page ID="x1779" URL="employer-guide/farm-shop-safety-video.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Farm shop safety video" Title="Video: Our latest safety video gets “a little western” " SubTitle="You’ve seen the ergo rap. Now check out our latest YouTube series on farm shop safety." FeatureText="First we gave you the ergo rap. Now check out SAIF's new YouTube series on farm shop safety." BannerImage="/images/SharedContent/Banners/041816_FarmShopSafety_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Our latest safety video gets &quot;a little western&quot;&lt;/h6&gt;&lt;p&gt;First we gave you the ergo rap. Now check out SAIF's new YouTube series on &lt;a href=&quot;/employer-guide/farm-shop-safety-video.html&quot;&gt;farm shop safety&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-04-15" NavigationTitle="Farm shop safety video" FeatureTitle="Our latest safety video gets &quot;a little western&quot;" Image="      a/7588          " IsComponent="false" /><Page ID="x1791" URL="employer-guide/pearl-buck-center.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Pearl Buck Center" Title="Working for a better life" SubTitle="From free preschool to job training and employment, Eugene’s Pearl Buck Center helps people with developmental disabilities achieve their goals.  " FeatureText="From free preschool to job training and employment, Eugene's Pearl Buck Center helps people with developmental disabilities achieve their goals." BannerImage="/images/SharedContent/Banners/042916_PearlBuck1_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Working for a better life&lt;/h6&gt;&lt;p&gt;From free preschool to job training and employment, &lt;a href=&quot;/employer-guide/pearl-buck-center.html&quot;&gt;Eugene's Pearl Buck Center helps people&lt;/a&gt; with developmental disabilities achieve their goals.&lt;/p&gt;" PostDate="2016-04-29" NavigationTitle="Pearl Buck Center" FeatureTitle="Working for a better life" Image="      a/7608          " IsComponent="false" /><Page ID="x1827" URL="employer-guide/spanish-version-farm-shop-safety-video.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Spanish version farm shop safety video" Title="Video: Spanish version of farm shop safety video available" SubTitle="We didn’t use ranchera music, but we can promise a few surprises. " FeatureText="We didn't use ranchera music, but we can promise a few surprises. The video offers suggestions for preventing injuries and improving safety." BannerImage="/images/SharedContent/Banners/041816_FarmShopSafety_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Video: Spanish version of farm shop safety video available&lt;/h6&gt;&lt;p&gt;We didn't use ranchera music, but we can promise a few surprises. The video offers suggestions for &lt;a href=&quot;/employer-guide/spanish-version-farm-shop-safety-video.html&quot;&gt;preventing injuries and improving safety&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-05-09" NavigationTitle="Spanish version farm shop safety video" FeatureTitle="Video: Spanish version of farm shop safety video available" Image="      a/7588          " IsComponent="false" /><Page ID="x1833" URL="employer-guide/claim-basics.html" Schema="NewsArticle" Locale="en-us" Changed="20251120T22:07:15" CategoryIds="258" Name="Claim basics" Title="&quot;Life of a claim&quot; training" SubTitle="After “Jim” is hurt on the job, he and his employer have lots of questions. Find out what happens next." FeatureText="New online video covers the claim process from beginning to end, including when and how to file." BannerImage="/images/SharedContent/Banners/051616_ClaimBasics_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;The life of a claim&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/claim-basics.html&quot;&gt;New online video covers the claim process&lt;/a&gt; from beginning to end, including when and how to file, what's covered, and what programs are available to help.&lt;/p&gt;" PostDate="2016-05-16" NavigationTitle="Life of a claim training" FeatureTitle="The life of a claim" Image="      a/7572          " IsComponent="false" /><Page ID="x1869" URL="employer-guide/2016-ad-campaign.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="2016 ad campaign" Title="A lot of life happens here" SubTitle="SAIF’s new ad campaign showcases the special moments that happen only at the workplace." FeatureText="SAIF's new ad campaign showcases the special moments that happen only at the workplace." BannerImage="/images/SharedContent/Banners/060616_WonderWorkplace_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;A lot of life happens here&lt;/h6&gt;&lt;p&gt;SAIF's &lt;a href=&quot;/employer-guide/2016-ad-campaign.html&quot;&gt;new ad campaign&lt;/a&gt; showcases the special moments that happen only at the workplace.&lt;/p&gt;" PostDate="2016-06-03" NavigationTitle="2016 ad campaign" FeatureTitle="A lot of life happens here" Image="      a/7625          " IsComponent="false" /><Page ID="x1906" URL="employer-guide/2016-comp-news.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="547|258" Name="2016 Comp News" Title="2016 Comp News: the latest buzz about workplace impairment" SubTitle="Learn what to do if you suspect substance abuse—or something else—may be affecting an employee’s work performance. " FeatureText="Learn what to do if you suspect substance abuse—or something else—may be affecting an employee's work performance." BannerImage="/images/SharedContent/Banners/061316_CompNews2016_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;2016 Comp News: the latest buzz about workplace impairment&lt;/h6&gt;&lt;p&gt;&lt;a href=&quot;/employer-guide/2016-comp-news.html&quot;&gt;Learn what to do if you suspect substance abuse&lt;/a&gt;&amp;mdash;or something else&amp;mdash;may be affecting an employee's work performance.&lt;/p&gt;" PostDate="2016-06-13" NavigationTitle="2016 Comp News" FeatureTitle="2016 Comp News: the latest buzz about workplace impairment" Image="      a/7575          " IsComponent="false" /><Page ID="x1904" URL="employer-guide/workplace-impairment.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="258" Name="Workplace impairment " Title="The latest buzz: workplace impairment" SubTitle="Baked, bombed, sleep-deprived, or stressed out? It isn’t always easy to tell. Learn what to do if you suspect substance abuse—or something else—may be affecting an employee’s work performance." FeatureText="Baked, bombed, sleep-deprived, or stressed out? It isn't always easy to tell. Learn what to do if you suspect substance abuse—or something else—may be affecting an employee's work performance." BannerImage="/images/SharedContent/Banners/061716_Impairment_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;The latest buzz: workplace impairment&lt;/h6&gt;&lt;p&gt;Baked, bombed, sleep-deprived, or stressed out? It isn't always easy to tell. &lt;a href=&quot;/employer-guide/workplace-impairment.html&quot;&gt;Learn what to do&lt;/a&gt; if you suspect substance abuse&amp;mdash;or something else&amp;mdash;may be affecting an employee's work performance.&lt;/p&gt;" PostDate="2016-06-17" NavigationTitle="workplace impairment" FeatureTitle="The latest buzz: workplace impairment" Image="      a/7596          " IsComponent="false" /><Page ID="x1963" URL="employer-guide/luke-betts-award.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="luke betts award" Title="SAIF safety consultant Luke Betts gets a reputation as a SPY " SubTitle="Luke honored as Safety Professional of the Year by ASSE Columbia-Willamette chapter." PostDate="2016-06-21" IsComponent="false" /><Page ID="x2071" URL="employer-guide/twh-work-expands.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="TWH work expands" Title="SAIF expands work on Total Worker Health® " SubTitle="The recent addition of a Total Worker Health® consultant enables us to bring the beneficial program to more employers and workers." PostDate="2016-07-01" IsComponent="false" /><Page ID="x2240" URL="employer-guide/fueled-by-determination.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="fueled by determination" Title="Fueled by determination" SubTitle="This 55-year-old steamfitter proved that a crushing injury doesn’t have to be career ending. Learn how to improve your odds of a successful return to work." BannerImage="/images/SharedContent/Banners/072516_Sal_Carbajal_IW_Slider_330x205_image.jpg" BannerText="&lt;p&gt;This 55-year-old steamfitter proved that a crushing injury doesn't have to be career ending. &lt;a href=&quot;/employer-guide/fueled-by-determination.html&quot;&gt;Learn how to improve your odds of success&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-07-22" NavigationTitle="Fueled by determination" IsComponent="false" /><Page ID="x2416" URL="employer-guide/comp-expert.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="Comp expert" Title="Become your company comp expert" SubTitle="5 tips for saving time and money" BannerImage="/images/SharedContent/Banners/Comp_Expert_slider_330x205.gif" BannerText="&lt;h6&gt;Become your company comp expert&lt;/h6&gt;&lt;p&gt;Congratulations, you've just been awarded responsibility for your company's workers' comp program.&lt;/p&gt;&lt;p&gt;So, what happens next?&lt;/p&gt;&lt;p&gt;5 tips for &lt;a href=&quot;/employer-guide/comp-expert.html&quot;&gt;saving time and money&lt;/a&gt;&lt;/p&gt;" PostDate="2016-08-05" NavigationTitle="Comp expert" IsComponent="false" /><Page ID="x3987" URL="employer-guide/wood-castle-furniture.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="Wood Castle Furniture" Title="Made with pride" SubTitle="At Albany-based Wood Castle, employees are building more than heirloom-quality furniture. They’re building healthy habits that hopefully will last a lifetime." BannerImage="/images/SharedContent/Banners/081916_Woodcastle_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Made with pride&lt;/h6&gt;&lt;p&gt;At Albany-based Wood Castle, employees are building more than heirloom-quality furniture. They're &lt;a href=&quot;/employer-guide/wood-castle-furniture.html&quot;&gt;building healthy habits&lt;/a&gt; that hopefully will last a lifetime.&lt;/p&gt;" PostDate="2016-08-19" NavigationTitle="Wood Castle Furniture" IsComponent="false" /><Page ID="x4337" URL="employer-guide/safety-pays-dividends.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="Safety pays dividends" Title="Safety pays dividends" SubTitle="Employers who insure with SAIF may be eligible for two dividends this year: one based on premium, and another tied to safety performance. " BannerImage="/images/SharedContent/Banners/091616_Safety_Pays_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Safety pays dividends&lt;/h6&gt;&lt;p&gt;Employers who insure with SAIF may be &lt;a href=&quot;/x4336.xml&quot;&gt;eligible for two dividends this year:&lt;/a&gt; one based on premium, and another tied to safety performance.&lt;/p&gt;" PostDate="2016-09-14" NavigationTitle="Safety pays dividends" IsComponent="false" /><Page ID="x4345" URL="employer-guide/2017-pure-premium-rate.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258|257" Name="2017 pure premium rate" Title="Pure premium rate to drop 6.6 percent in 2017" SubTitle="The basic rate Oregon employers pay will decrease again next year." PostDate="2016-09-26" IsComponent="false" /><Page ID="x4560" URL="employer-guide/seasonal-employees-need-safety-training-too.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="Seasonal employees need safety training too" Title="Seasonal employees need safety training, too" SubTitle="As companies rush to hire workers for the holiday season, SAIF has tips on how to provide safety training to new employees of all ages" FeatureText="As companies rush to hire workers for the holiday season, SAIF has tips on how to provide safety training to new employees of all ages" BannerImage="/images/SharedContent/Banners/112316_SeasonalWorker_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Seasonal employees need safety training, too&lt;/h6&gt;&lt;p&gt;As companies rush to hire workers for the holiday season, SAIF has tips on how to provide &lt;a href=&quot;/employer-guide/seasonal-employees-need-safety-training-too.html&quot;&gt;safety training to new employees of all ages&lt;/a&gt;&lt;/p&gt;" PostDate="2016-11-18" NavigationTitle="Seasonal employees" FeatureTitle="Seasonal employees need safety training, too" Image="      a/7618          " IsComponent="false" /><Page ID="x4648" URL="employer-guide/high-school-video-contest-open.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="High school video contest open" Title="Safety video contest open to all Oregon high school students" SubTitle="Students have a chance to win $500 for a short video on teen workplace safety awareness. " PostDate="2016-12-01" IsComponent="false" /><Page ID="x4349" URL="employer-guide/saifs-free-ag-safety-and-health-workshops-return-in-november.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="258" Name="SAIF’s free ag safety and health workshops return in November" Title="SAIF’s free ag safety and health workshops return in November" SubTitle="The annual employer trainings will be held in 16 cities from November to March, including nine in Spanish." BannerImage="/images/SharedContent/Banners/092816_Ag_Seminars_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;SAIF's free ag safety and health workshops return in November&amp;nbsp;&lt;/h6&gt;&lt;p&gt;The &lt;a href=&quot;/employer-guide/saifs-free-ag-safety-and-health-workshops-return-in-november.html&quot;&gt;annual employer trainings&lt;/a&gt; will be held in 16 cities from November to March, including nine in Spanish.&lt;/p&gt;" PostDate="2016-09-30" NavigationTitle="Ag safety and health workshops" IsComponent="false" /><Page ID="x11046" URL="x11046.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:27:04" CategoryIds="" Name="Hidden" IsComponent="true"><Page ID="x1767" URL="employer-guide/planning-for-the-unthinkable.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="" Name="Planning for the unthinkable" Title="Planning for the unthinkable" SubTitle="If your workplace doesn’t have a plan for how to respond to an active shooter, it’s time to make one." FeatureText="If your workplace doesn't have a plan for how to respond to an active shooter, it's time to make one. Learn the steps that could save your life." BannerImage="/images/SharedContent/Banners/040416_ActiveShooter_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Run. Hide. Fight.&lt;/h6&gt;&lt;p&gt;If your workplace doesn't have a plan for how to respond to an active shooter, it's time to make one. &lt;a href=&quot;/employer-guide/planning-for-the-unthinkable.html&quot;&gt;Learn the steps that could save your life&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-04-04" NavigationTitle="Active shooter response" FeatureTitle="Run. Hide. Fight." Image="      a/7564          " IsComponent="false" /><Page ID="x4681" URL="employer-guide/holiday-stress-is-no-humbug.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Holiday stress is no humbug" Title="Holiday stress is no humbug" SubTitle="Increased workloads, financial worries, and other distractions can raise your risk of getting sick or hurt. Find strategies for managing workplace stress now and throughout the year." FeatureText="Increased workloads, financial worries, and other distractions can raise your risk of getting sick or hurt. Find strategies for managing workplace stress now and throughout the year." BannerImage="/images/SharedContent/Banners/120916_Holiday_Stress_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Holiday stress is no humbug&lt;/h6&gt;&lt;p&gt;Increased workloads, financial worries, and other distractions can raise your risk of getting sick or hurt. Find &lt;a href=&quot;/employer-guide/holiday-stress-is-no-humbug.html&quot;&gt;strategies for managing workplace stress&lt;/a&gt; now and throughout the year.&lt;/p&gt;" PostDate="2016-12-09" NavigationTitle="Holiday stress" FeatureTitle="Holiday stress is no humbug" Image="      a/7593          " IsComponent="false" /><Page ID="x4483" URL="employer-guide/fall-back-safely.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Fall back safely" Title="Fall back safely " SubTitle="The end of daylight saving time brings extra safety risks for workers. Find tips for staying well-rested, alert, and secure." FeatureText="The end of daylight saving time brings extra safety risks for workers. Find tips for staying well-rested, alert, and secure." BannerImage="/images/SharedContent/Banners/110416_Fall_Back_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Fall back safely&lt;/h6&gt;&lt;p&gt;The end of daylight saving time brings extra safety risks for workers. Find tips for &lt;a href=&quot;/employer-guide/fall-back-safely.html&quot;&gt;staying well-rested, alert, and secure&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-11-04" NavigationTitle="Fall back safely " FeatureTitle="Fall back safely" Image="      a/7585          " IsComponent="false" /><Page ID="x4468" URL="employer-guide/a-whole-new-meaning-of-workplace-fashion.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="A whole new meaning of workplace fashion" Title="A whole new meaning of workplace fashion" SubTitle="The future is here: Wearable and portable safety technologies are already protecting workers—and are getting more advanced every day." BannerImage="/images/SharedContent/Banners/102516_Wearable_Tech_Slider_330x205.jpg" BannerText="&lt;h6&gt;A whole new meaning of workplace fashion&lt;/h6&gt;&lt;p&gt;The future is here: &lt;a href=&quot;/employer-guide/a-whole-new-meaning-of-workplace-fashion.html&quot;&gt;Wearable and portable safety technologies&lt;/a&gt; are already protecting workers&amp;mdash;and are getting more advanced every day.&lt;/p&gt;" PostDate="2016-10-26" NavigationTitle="Wearable tech" IsComponent="false" /><Page ID="x4441" URL="employer-guide/be-a-workplace-flu-fighter.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Be a workplace flu fighter" Title="Be a workplace flu fighter" SubTitle="Meet our germ-fighting dream team and follow four simple rules for staying well this season." BannerImage="/images/SharedContent/Banners/101716_Flu_fighters_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;Be a workplace flu fighter&lt;/h6&gt;&lt;p&gt;The flu virus is no match for our germ-fighting dream team. Download free posters and follow &lt;a href=&quot;/employer-guide/be-a-workplace-flu-fighter.html&quot;&gt;four simple rules for staying well this season&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-10-18" NavigationTitle="Flu fighter" IsComponent="false" /><Page ID="x4279" URL="employer-guide/5-to-stay-alive-at-home.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="5 to stay alive: at home" Title="5 to stay alive: at home" SubTitle="Bad stuff happens. Being prepared helps. Start with these five emergency essentials, then learn more about how to build your kit and make a plan." BannerImage="/images/SharedContent/Banners/090516_5_Stay_Alive_Slider_330x205_image.jpg" BannerText="&lt;h6&gt;5 to stay alive&lt;/h6&gt;&lt;p&gt;From a flat tire to a house fire to a major earthquake or flood, emergencies happen when you least expect them. Will you be ready?&lt;/p&gt;&lt;p&gt;Start with these &lt;strong&gt;five emergency essentials&lt;/strong&gt; to be better prepared&amp;mdash;&lt;a href=&quot;/employer-guide/5-to-stay-alive-at-work.html&quot;&gt;at work&lt;/a&gt;, &lt;a href=&quot;/employer-guide/5-to-stay-alive-at-home.html&quot;&gt;at home&lt;/a&gt;, &lt;a href=&quot;/employer-guide/5-to-stay-alive-in-your-car.html&quot;&gt;in your car&lt;/a&gt;, and &lt;a href=&quot;/employer-guide/5-to-stay-alive-at-school.html&quot;&gt;at school&lt;/a&gt;. Then learn more about how to build your kit and make a plan.&lt;/p&gt;" PostDate="2016-09-05" NavigationTitle="5 to stay alive: at home" IsComponent="false" /><Page ID="x4293" URL="employer-guide/5-to-stay-alive-in-your-car.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="5 to stay alive: in your car" Title="5 to stay alive: in your car" SubTitle="Whether it’s winter weather or a flat tire, being prepared helps. Start with these five emergency essentials, then learn more about staying safe on the road." PostDate="2016-09-05" NavigationTitle="5 to stay alive: in your car" IsComponent="false" /><Page ID="x4285" URL="employer-guide/5-to-stay-alive-at-school.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="5 to stay alive at school" Title="5 to stay alive: at school" SubTitle="We all want our kids to be safe at school. Start with these five emergency essentials, then find fun ways to get kids involved in making a plan. " PostDate="2016-09-05" NavigationTitle="5 to stay alive: at school" IsComponent="false" /><Page ID="x4289" URL="employer-guide/5-to-stay-alive-at-work.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="5 to stay alive: at work" Title="5 to stay alive: at work" SubTitle="If an emergency happens while you’re at work, will you be prepared? Start with these five emergency essentials, then learn more about how to make a plan." PostDate="2016-09-05" NavigationTitle="5 to stay alive: at work" IsComponent="false" /><Page ID="x1697" URL="employer-guide/strengthen-and-lengthen.html" Schema="NewsArticle" Locale="en-us" Changed="20230928T16:39:47" CategoryIds="" Name="Strengthen and Lengthen" Title="Video: Building core stability and muscle symmetry " SubTitle="Regularly doing the series of simple exercises in SAIF’s new video can help protect you and your employees from injury." BannerImage="/images/EmployerGuide/030416_StrengthLengthen_saif.com_slider.gif" BannerText="&lt;h6&gt;7 steps to safer bodies&lt;/h6&gt;&lt;p&gt;Our new video features features simple exercises that can help protect you and your employees from injury. &lt;a href=&quot;/employer-guide/strengthen-and-lengthen.html&quot;&gt;Try them on your next break&lt;/a&gt;.&lt;/p&gt;" PostDate="2016-03-04" NavigationTitle="Strenghten and lengthen" IsComponent="false" /><Page ID="x2171" URL="employer-guide/insect-bites-and-poisonous-plants.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Insect bites and poisonous plants" Title="How to protect yourself from insect bites and poisonous plants " SubTitle="These quick tips can take the sting out of the unwelcome exposures that come with working or playing outdoors. " PostDate="2016-07-15" IsComponent="false" /></Page></Page></Page><Page ID="x1598" URL="x1598.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="Comp Focus" IsComponent="true"><Page ID="x12772" URL="employer-guide/how-to-build-momentum-for-your-safety-and-health-program.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="1089" Name="How to build momentum for your safety and health program" Title="How to build momentum for your safety and health program" SubTitle="Now’s the time to start setting goals for the next 12 months. These resources can help." IsComponent="false" /><Page ID="x12303" URL="employer-guide/the-increasing-problem-with-driver-safety.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="1089" Name="The increasing problem with driver safety" Title="The increasing problem with driver safety" SubTitle="Setting clear expectations can reduce injuries. We’ve got resources to help." IsComponent="false" /><Page ID="x11689" URL="employer-guide/making-better-data-driven-decisions.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="1089" Name="Making better data driven decisions" Title="Making better data-driven decisions" SubTitle="You don’t need a crystal ball to figure out when, where, and why workplace injuries happen. SAIF can help you crunch the numbers and make a plan to lower your risk." IsComponent="false" /><Page ID="x11393" URL="employer-guide/investing-in-return-to-work-pays-off.html" Schema="StandardPage" Locale="en-us" Changed="20240923T20:21:25" CategoryIds="1089" Name="Investing in Return to Work pays off" Title="Investing in return-to-work pays off—for your employees and you" SubTitle="Oregon state agencies and universities received more than $1 million in wage reimbursements last year through the Employer-at-Injury Program. 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NavigationTitle="Too much change, too little time" IsComponent="false" /><Page ID="x10374" URL="employer-guide/three-months-of-wellness-and-safety.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:07" CategoryIds="1089" Name="Three months of wellness and safety" Title="Three months of wellness and safety" SubTitle="Mark your calendar to promote heart health, prevent eye injuries, and raise awareness about the dangers of distracted driving." PostDate="2018-01-23" NavigationTitle="Three months of wellness and safety" IsComponent="false" /><Page ID="x10017" URL="employer-guide/dont-let-winter-take-you-down.html" Schema="NewsArticle" Locale="en-us" Changed="20240923T21:24:02" CategoryIds="1089" Name="Dont let winter take you down" Title="Don’t let winter take you down" SubTitle="7 things you can do right now to prevent weather-related injuries" PostDate="2017-11-02" NavigationTitle="Prevent injuries" IsComponent="false" /><Page ID="x9466" URL="employer-guide/oregon-state-lottery-safety-leadership.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:25" CategoryIds="1089" Name="Oregon State Lottery safety leadership" Title="Doubling down on safety and health" SubTitle="Empowering employees and focusing on wellbeing has been winning bet for the Oregon State Lottery. Here are five ways to improve the odds at your organization." PostDate="2017-07-07" NavigationTitle="Oregon State Lottery safety leadership" IsComponent="false" /><Page ID="x6054" URL="employer-guide/6-safety-tools-that-wont-break-the-bank.html" Schema="NewsArticle" Locale="en-us" Changed="20240923T22:12:22" CategoryIds="1089" Name="6 safety tools that wont break the bank" Title="6 safety tools that won’t break the bank" SubTitle="Tight budgets call for creative thinking. These free resources can save you time and money, while helping to prevent workplace injuries and promote health." PostDate="2017-04-10" NavigationTitle="Safety tools" IsComponent="false" /><Page ID="x2485" URL="employer-guide/summer-2016-comp-focus.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="1089" Name="Summer 2016 Comp Focus" Title="Summer 2016 Comp Focus" SubTitle="Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities." PostDate="2016-08-09" NavigationTitle="Summer 2016 Comp Focus" IsComponent="false"><Page ID="x2486" URL="employer-guide/summer-2016-comp-focus/reducing-your-costs-one-day-at-a-time.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Reducing your costs one day at a time" Title="Reducing your costs, one day at a time" SubTitle="Total Worker Health® and other ways to keep your workforce safe and healthy, prevent claims, and lower costs" PostDate="2016-08-09" NavigationTitle="Reducing your costs" IsComponent="false" /><Page ID="x2487" URL="employer-guide/summer-2016-comp-focus/the-role-of-mcos.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="The role of MCOs" Title="Claim management and the role of managed care organizations (MCOs)" SubTitle="One of the most effective respurces we have for helping injured workers is our partnership with managed care organizations." PostDate="2016-08-09" NavigationTitle="The role of MCOs" IsComponent="false" /><Page ID="x2488" URL="employer-guide/summer-2016-comp-focus/virtues-and-values-of-total-worker-health.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:51:08" CategoryIds="" Name="Virtues and values of Total Worker Health" Title="The virtues and values of Total Worker Health®" SubTitle="Integrating workplace safety and personal wellness reduces the frequency and severity of worker injuries." PostDate="2016-08-09" NavigationTitle="Virtues and values of Total Worker Health®" IsComponent="false" /></Page><Page ID="x1764" URL="employer-guide/spring-2016-comp-focus.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="1089" Name="Spring 2016 Comp Focus" Title="Spring 2016 Comp Focus" SubTitle="Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities." PostDate="2016-04-14" NavigationTitle="Spring 2016 Comp Focus" IsComponent="false"><Page ID="x1765" URL="employer-guide/spring-2016-comp-focus/distracted-driving.html" Schema="NewsArticle" Locale="en-us" Changed="20240822T21:25:40" CategoryIds="" Name="Distracted driving" Title="Distracted driving: a timely reminder " SubTitle="In honor of National Distracted Driving Month, here are some resources to help you and your staff be safe on the road." PostDate="2016-04-14" NavigationTitle="Distracted driving" IsComponent="false" /><Page ID="x1766" URL="employer-guide/spring-2016-comp-focus/traveling-employees.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="" Name="Traveling employees" Title="What the courts say about traveling employees" SubTitle="The court and the board have historically required a fairly significant personal deviation to decide that an employee has left continuous coverage." PostDate="2016-04-14" NavigationTitle="Traveling employees" IsComponent="false" /><Page ID="x1773" URL="employer-guide/spring-2016-comp-focus/driving-for-comfort-the-path-to-pain-free-success.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:50" CategoryIds="" Name="Driving for comfort: the path to pain-free success" Title="Driving for comfort: the path to pain-free success" SubTitle="Good ergonomics can reduce the impact that long commutes or jobs that require driving can have  on your comfort and overall health. " PostDate="2016-04-14" NavigationTitle="Driving for comfort" IsComponent="false" /></Page><Page ID="x1599" URL="employer-guide/winter-2015-comp-focus.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:27" CategoryIds="1089|130" Name="Winter 2015 Comp Focus" Title="Winter 2015 Comp Focus" SubTitle="Comp Focus is a quarterly newsletter produced by SAIF for state agencies and public universities." BannerText="&lt;h6&gt;&lt;/h6&gt;" PostDate="2016-01-06" NavigationTitle="Winter 2015 Comp Focus" IsComponent="false"><Page ID="x1600" URL="employer-guide/winter-2015-comp-focus/shoulder-injuries-and-the-aging-workforce.html" Schema="NewsArticle" Locale="en-us" Changed="20240923T21:37:49" CategoryIds="" Name="Shoulder injuries and the aging workforce" Title="Shoulder injuries and the aging workforce" SubTitle="There is a connection, and enhanced ergonomics and a formal action plan can help your employees." PostDate="2016-01-06" NavigationTitle="Shoulder injuries and the aging workforce" IsComponent="false" /><Page ID="x1601" URL="employer-guide/winter-2015-comp-focus/what-is-vocational-assistance.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:27" CategoryIds="" Name="What is vocational assistance?" Title="What is vocational assistance? " SubTitle="Our expert vocational coordinators help injured workers stay employed, and help employers access benefits for training and equipment." PostDate="2016-01-06" NavigationTitle="What is vocational assistance? " IsComponent="false" /><Page ID="x1602" URL="employer-guide/winter-2015-comp-focus/dehydration.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:27" CategoryIds="" Name="Dehydration" Title="Yes, dehydration is a serious winter risk" SubTitle="Hard to believe, but the risk for dehydration is just as great, if not higher, in the winter as it is in the summer." PostDate="2016-01-06" NavigationTitle="Dehydration" IsComponent="false" /></Page></Page><Page ID="x534" URL="x534.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="Hidden" IsComponent="true"><Page ID="x24802" URL="x24802.xml" Schema="QuickTools" Locale="en-us" Changed="20260203T18:24:14" CategoryIds="" Name="Embedded Component" IsComponent="true" /><Page ID="x25172" URL="employer-guide/login-change.html" Schema="StandardPage" Locale="en-us" Changed="20250613T20:56:22" CategoryIds="" Name="Login change" Title="Why is this change happening?" NavigationTitle="Why is this change happening?" IsComponent="false" /><Page ID="x23937" URL="employer-guide/online-payments.html" Schema="StandardPage" Locale="en-us" Changed="20241202T23:29:07" CategoryIds="" Name="Online payments" Title="Online payments" NavigationTitle="Online payments" IsComponent="false"><Page ID="x23941" URL="employer-guide/online-payments/online-payment-faqs.html" Schema="StandardPage" Locale="en-us" Changed="20250129T17:31:26" CategoryIds="" Name="Online payment FAQs" Title="Online payment FAQs" NavigationTitle="Online payment FAQs" IsComponent="false" /><Page ID="x23979" URL="employer-guide/online-payments/online-payment-trainings.html" Schema="StandardPage" Locale="en-us" Changed="20250110T18:55:47" CategoryIds="" Name="Online payment trainings" Title="Online payment trainings" NavigationTitle="Online payment trainings" IsComponent="false" /></Page><Page ID="x25363" URL="employer-guide/2025-dividend-policyholder-faq.html" Schema="StandardPage" Locale="en-us" Changed="20250904T18:38:45" CategoryIds="" Name="2025 Dividend Policyholder FAQ" Title="October 2025 dividend Q&amp;A for policyholders" SubTitle="Today, September 3, 2025, SAIF declared a $50 million dividend to be distributed in October 2025 to policyholders based on their premium for policies whose term ended in 2024." NavigationTitle="October 2025 dividend Q&amp;A for policyholders" IsComponent="false" /><Page ID="x24359" URL="employer-guide/2024-dividend-policyholder-faq.html" Schema="StandardPage" Locale="en-us" Changed="20240904T19:50:44" CategoryIds="" Name="2024 Dividend Policyholder FAQ" Title="October 2024 dividend Q&amp;A for policyholders" SubTitle="Today, September 4, 2024, SAIF declared a $60 million dividend to be distributed in October 2024 to policyholders based on their premium for policies whose term ended in 2023." NavigationTitle="October 2024 dividend Q&amp;A for policyholders" IsComponent="false" /><Page ID="x23185" URL="employer-guide/2023-dividend-policyholder-faq.html" Schema="StandardPage" Locale="en-us" Changed="20230906T19:12:30" CategoryIds="" Name="2023 Dividend Policyholder FAQ" Title="October 2023 dividend Q&amp;A for policyholders" SubTitle="Today, September 6, 2023, SAIF declared a $135 million dividend to be distributed in October 2023 to policyholders based on their premium for policies whose term ended in 2023." NavigationTitle="October 2023 dividend Q&amp;A for policyholders" IsComponent="false" /><Page ID="x18643" URL="employer-guide/2022-dividend-policyholder-faq.html" Schema="StandardPage" Locale="en-us" Changed="20250903T20:57:56" CategoryIds="" Name="2022 Dividend Policyholder FAQ" Title="October 2022 dividend Q&amp;A for policyholders" SubTitle="Today, September 14, 2022, SAIF declared a $75 million dividend to be distributed in October 2022 to policyholders based on their premium for policies whose term ended in 2021." NavigationTitle="October 2022 dividend Q&amp;A for policyholders" IsComponent="false" /><Page ID="x19829" URL="employer-guide/required-legal-notices-for-workers-compensation.html" Schema="StandardPage" Locale="en-us" Changed="20250514T22:57:53" CategoryIds="" Name="Required legal notices for workers' compensation" Title="Required legal notices for workers' compensation" FeatureText="Each of these administrative rules and statutes include a provision that we are required to notify policyholders each policy year." NavigationTitle="Required legal notices for workers' compensation" FeatureTitle="Required legal notices for workers' compensation" Icon="      fad fa-thumbtack    " IsComponent="false" /><Page ID="x16461" URL="employer-guide/worksite-modification-ideas.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="" Name="Worksite modification ideas" Title="Worksite modification ideas" NavigationTitle="Worksite modification ideas" IsComponent="false" /><Page ID="x12919" URL="employer-guide/guidewire-faqs.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:47:08" CategoryIds="130" Name="Guidewire FAQs" Title="What SAIF's new policy and billing system means for policyholders" IsComponent="false" /><Page ID="x545" URL="employer-guide/associations-labor-unions-and-political-subdivisions.html" Schema="StandardPage" Locale="en-us" Changed="20250314T23:25:47" CategoryIds="" Name="Associations, labor unions and political subdivisions " Title="Associations, labor unions and political subdivisions" IsComponent="false" /><Page ID="x546" URL="employer-guide/corporations-and-co-operative-corporations.html" Schema="StandardPage" Locale="en-us" Changed="20251230T19:08:41" CategoryIds="" Name="Corporations and co-operative corporations" Title="Corporations and co-operative corporations" SubTitle="Corporations and co-operative corporations (not in construction, landscaping or timber harvesting)" IsComponent="false" /><Page ID="x547" URL="employer-guide/farm-corporations.html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:44:48" CategoryIds="" Name="Farm corporations" Title="Farm corporations" IsComponent="false" /><Page ID="x548" URL="employer-guide/limited-liability-companies-(llcs).html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:49:13" CategoryIds="" Name="Limited liability companies (LLCs)" Title="Limited liability companies (LLCs)" IsComponent="false" /><Page ID="x549" URL="employer-guide/miscellaneous-entities.html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:53:47" CategoryIds="" Name="Miscellaneous entities" Title="Miscellaneous entities" IsComponent="false" /><Page ID="x550" URL="employer-guide/nonprofit-and-public-corporations.html" Schema="StandardPage" Locale="en-us" Changed="20251230T18:40:49" CategoryIds="" Name="Nonprofit and public corporations" Title="Nonprofit and public corporations" IsComponent="false" /><Page ID="x551" URL="employer-guide/partnerships-limited-liability-partnerships-(llps)-and-limited-partnerships.html" Schema="StandardPage" Locale="en-us" Changed="20251230T19:00:34" CategoryIds="" Name="Partnerships, limited liability partnerships (LLPs) and limited partnerships" Title="Partnerships, limited liability partnerships (LLPs) and limited partnerships" IsComponent="false" /><Page ID="x552" URL="employer-guide/sole-proprietorships.html" Schema="StandardPage" Locale="en-us" Changed="20251230T19:05:06" CategoryIds="" Name="Sole proprietorships" Title="Sole proprietor workers' comp" IsComponent="false" /><Page ID="x553" URL="employer-guide/need-help-with-class-codes-call-us.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:37" CategoryIds="" Name="Need help with class codes? Call us. " Title="Oregon workers' comp class codes" SubTitle="With 550 codes, it can be a challenge getting a payroll report accurate, and an accurate report can save companies money." FeatureText="With 550 codes, it can be a challenge getting a payroll report accurate, and an accurate report can save companies money." FeatureTitle="Oregon workers' comp class codes" Icon="      fad fa-sitemap    " IsComponent="false" /><Page ID="x555" URL="employer-guide/assigned-risk-plan.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:37" CategoryIds="" Name="Assigned Risk Plan" Title="Assigned Risk Plan" FeatureText="Learn more about this coverage, which provides a guaranteed workers' comp insurance market for employers unable to secure coverage in the voluntary market." FeatureTitle="The Assigned Risk Plan" Icon="      fad fa-chart-line    " IsComponent="false" /><Page ID="x556" URL="employer-guide/employers-liability-insurance.html" Schema="StandardPage" Locale="en-us" Changed="20230822T14:48:37" CategoryIds="" Name="Employers' liability insurance" Title="Employers' liability insurance" SubTitle="Employers' liability insurance — with limits of $500,000 per accident and occupational disease — is part of the standard workers' comp insurance policy." FeatureText="Employers' liability insurance is part of the standard workers' comp insurance policy." FeatureTitle="Employers' liability insurance" Icon="      fad fa-shield-check    " IsComponent="false" /><Page ID="x17456" URL="employer-guide/terrorism-and-catastrophic-events.html" Schema="StandardPage" Locale="en-us" Changed="20250519T18:02:44" CategoryIds="" Name="Terrorism and catastrophic events" Title="Terrorism and catastrophic events" SubTitle="General information and FAQs about coverage for terrorism and catastrophic events." FeatureText="General information and FAQs about coverage for terrorism and catastrophic events." FeatureTitle="Terrorism and catastrophic events" Icon="      fad fa-exclamation-triangle    " IsComponent="false" /><Page ID="x19970" URL="employer-guide/specific-classification-rules.html" Schema="StandardPage" Locale="en-us" Changed="20250923T18:02:13" CategoryIds="" Name="Specific classification rules" Title="Specific classification rules" IsComponent="false" /></Page><Page ID="x13853" URL="x13853.xml" Schema="Folder" Locale="en-us" Changed="20230814T22:26:53" CategoryIds="" Name="Safety" IsComponent="true"><Page ID="x13810" URL="employer-guide/covid-19-and-workers-compensation.html" Schema="NewsArticle" Locale="en-us" Changed="20230822T14:50:27" CategoryIds="258" Name="COVID-19 and workers' compensation" Title="Coronavirus and workers′ compensation" SubTitle="What employers need to know" FeatureText="Important information about COVID-19 as it relates to workers' compensation and the workplace." 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  <SharedContent type="xhtml" UID="61bd8c3701254e529e4f28876122d3fe" label="Shared Content" readonly="false" hidden="false" required="false" indexable="false" Height="" CIID="">&lt;p&gt;Oregon OSHA has adopted several changes to the walking-working surfaces rule to align general industry standards with construction. The changes become effective November 1, 2017, and apply to all general industry workplaces. Some requirements have later dates to allow employers time to comply.&lt;/p&gt;
&lt;h3&gt;Important dates to remember:&lt;/h3&gt;
&lt;p&gt;&lt;strong&gt;Nov. 1, 2017:&lt;/strong&gt; New rules go into effect and can be enforced&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Jan. 1, 2018:&lt;/strong&gt; Dockboards must meet new rules&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Nov. 1, 2018:&lt;/strong&gt; Fixed ladders extending more than 24 feet must have personal fall arrest system or ladder safety system.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;May 1, 2018:&lt;/strong&gt; Deadline for employee exposure training for personal fall protection systems and proper care, inspection, storage, and use of equipment&lt;/p&gt;
&lt;h3&gt;Here are some highlights:&lt;/h3&gt;
&lt;h4&gt;Portable ladders&lt;/h4&gt;
&lt;p&gt;Under the new rules, portable ladders:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Must have slip-resistant rungs and steps&lt;/li&gt;
&lt;li&gt;Must be secure and stable on slippery surfaces&lt;/li&gt;
&lt;li&gt;May not be moved if a worker is on the ladder&lt;/li&gt;
&lt;li&gt;Can not use top step and bottom caps as steps&lt;/li&gt;
&lt;li&gt;Can not be fastened together to increase length (unless designed for that purpose)&lt;/li&gt;
&lt;li&gt;Can not be placed on boxes or barrels to increase height&lt;/li&gt;
&lt;/ul&gt;
&lt;h4&gt;Training&lt;/h4&gt;
&lt;p&gt;Workers who use personal fall protection must be trained about the associated hazards. Retraining is required if an operation changes or the employer believes it is necessary. A qualified trainer must ensure that the workers can:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Identify and minimize fall hazards.&lt;/li&gt;
&lt;li&gt;Use personal fall protection systems.&lt;/li&gt;
&lt;li&gt;Maintain, inspect, and store equipment used for fall protection.&lt;/li&gt;
&lt;/ul&gt;
&lt;h4&gt;Dockboards&lt;/h4&gt;
&lt;p&gt;Dockboards (moveable metal plates used for bridging a gap between a vehicle and loading platform) must be capable of supporting their maximum intended load. They must also be designed and constructed to prevent transfer vehicles from running off the edge.&lt;/p&gt;
&lt;h4&gt;Fixed ladders&lt;/h4&gt;
&lt;p&gt;Fixed ladders longer than 24 feet must have a personal fall arrest system or a ladder safety system.&lt;/p&gt;
&lt;h3&gt;More information&lt;/h3&gt;
&lt;p&gt;This article does not cover all of the rule changes. For an &lt;a href="http://osha.oregon.gov/OSHAPubs/factsheets/fs74.pdf" target="_blank" rel="noopener"&gt;overview&lt;/a&gt;, visit Oregon OSHA's website. If you have additional questions, please contact your safety consultant, or email &lt;a href="mailto:safetyservices@saif.com" title="Walking-working surfaces rule changes"&gt;safetyservices@saif.com&lt;/a&gt;.&lt;/p&gt;</SharedContent>
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