Mission and values

Our mission

To constantly improve Oregon's workers' compensation system by setting the industry standard for affordability, availability, innovation, efficiency, and service quality.

Our vision

SAIF will be an industry innovator that makes Oregon the safest place to work. We exist to serve and protect the Oregon workforce, meeting the needs of workers and employers and strengthening Oregon's economy.

Our charter

SAIF was created by the people of Oregon through the state legislature "to make insurance available to as many Oregon employers as inexpensively as may be consistent with the overall integrity of the Industrial Accident Fund... and sound principles of insurance."

1. Real people depend on us every day.
   Each policyholder and each injured worker is a person with a name and a story. No one is just a number.
   
2. We are not just another insurance company.
   We have an important statutory charter. Our role as a public corporation carries with it the responsibility to set the standard for the industry and to behave as a public entity.
   
3. Stability is important.
   We have been here since 1914. The people of Oregon can depend on SAIF.
   
4. Competition is good for Oregon, and it is good for SAIF.
   We are committed to the three-way workers' compensation system (SAIF, private carriers, self-insureds) that has existed since 1966.
   
5. The financial stability of the Industrial Accident Fund is our most important responsibility.
   We have to ensure that we have adequate reserves and surplus for injured workers long after all of us are gone.
   
6. We operate with integrity in everything we do.
   We are accountable, open, and transparent. The people of Oregon deserve nothing less.
   
7. We strive for simplicity.
   Doing business with SAIF needs to be as easy as possible for policyholders, injured workers, and the medical community.
   
8. We are committed to superior customer service.
   We will continue to be responsive to our customers' needs.
   
9. We are fair.
   We make decisions objectively and consistently while recognizing that every policyholder and injured worker is unique. 
   
10. Innovation is good.
    We work every day to improve our insurance operations and our corporate management.

History: people, business, Oregon

SAIF has been Oregon's leader in the workers' comp insurance industry since we opened our doors in 1914.

And we've been taking care of businesses and injured workers just as long. It all started with Dewie McKilrath—an injured logger from the Spaulding Logging Company in Salem who was our very first claim.

Back then, loggers around the state were risking life and limb, every single day on the job. Once we began protecting them, loggers and their families—and their employers—could worry just a little bit less and do their jobs a little better. Ever since, our goal has been to send every worker home safe every night.

Today, we're still innovating, looking for ways to make workplaces safer and to make Oregon the safest state. We have to: more than 47,000 businesses and their workers depend on us every day.

That focus on workplace safety has helped Oregon employers enjoy 20 consecutive years without a rate increase—a record no other state has come close to. Their workers stay healthy and on the job, and they save money, too.

In 2014 SAIF will celebrate its 100th year in business (we became a self-supporting, not-for-profit corporation in 1980). Not only have employers and injured workers across the state benefited from our stability, but essentially all Oregonians have benefited, too. Because we keep workers' comp insurance rates low for everyone, and that helps keep the Oregon economy strong for all of us.

SAIF's president and CEO is Brenda JP Rocklin. A Board of Directors, appointed by the governor, oversees SAIF's operations.