WORKERS´ COMPENSATION INSURANCE FOR OREGON   800.285.8525

Keeping rates low

So you’d like to help lower your clients’ rates, but don’t have a lot of extra time to devote to it. Here are a few quick tips that could help.

Improving your mod
If your client has an experience rating modification (or "mod"), preventing injuries and controlling claim costs will help keep their mod down. 

Timely filing
Filing a workers' compensation claim quickly is essential. Employers have five days to file a claim from the employer's date of knowledge of the claim. Remind your clients to report workplace injuries as soon as possible - timely filing can control claim costs and help the employee return to work.

Safe workplace
Your clients may be able to reduce their rates by improving their safety performance by creating and implementing loss prevention and cost control programs, such as a safety committee and a return-to-work program.

Non-disabling claim reimbursement
Employers might consider participating in the non-disabling claim reimbursement program. It could help them reduce or eliminate claim costs that are considered when determining their future experience rating modification factors. Click here to open the non-disabling claims reimbursement form (F-3135).

And don't hesitate to call us at 800.285.8525 with questions.

Additional Resource:
Save with safety

Set up your own safety committee and learn other ways you can help clients improve workplace safety in the Employer Guide.